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581 Gray Rd, Lexington, NC 27292 Property Records

Davidson County property record for 581 Gray Rd, Lexington, NC 27292

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,998 sqft · built 2023
Lot Size0.77 acres (33,541 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Dec 2025)
Tax Bill$1,304 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-026-D-000-0009

Property Details

APN / Parcel Number

Primary APN06-026-D-000-0009
Alternative APNs
  • 9265227
  • 9279625
  • 9286828

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,998 sqft Total Area
1st Floor Area704 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area33,541 sqft (0.77 acres)
Lot Width133 ft Width
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area70 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number9286828
Street Address581 GRAY RD
CityLEXINGTON
StateNC
Zip27292-1783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1
Legal DescriptionPB82-64 L9 BK2733-1044 SPARROW ESTATES
Legal SubdivisionSPARROW ESTATES
JurisdictionDAVIDSON NC
Township / Civil DivisionCOTTON GROVE
Census Block Group2
Census Block2014
Census Tract61808

Owner

581 Gray Rd is owned and occupied by an individual who bought it in December 2025.

Source: Davidson County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address581 GRAY RD, LEXINGTON, NC 27292-1783
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Dec 15, 2025Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2025 · Amount on File
Deed SaleDec 15, 2025 · Amount on File
Deed Document Number202523018
Deed Book / Page2733 / 1044
Prior Transfer DateApr 30, 2024
Prior Transfer Doc0026731178
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address581 GRAY RD, LEXINGTON, NC 27292
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 GRAY RD, LEXINGTON, NC 27292

Mortgage

Document Number0027331063
DateDec 15, 2025
Book Page2733/1063
Instrument2025023020
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Address600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452
Agreement
AmountAmount on Record

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateDec 15, 2025
Property Address581 GRAY RD, LEXINGTON, NC 27292
Document Number0027331044
Book / Page2733 / 1044
Map ReferenceMB 82 PG 64
Instrument DateDec 12, 2025
Instrument2025023018
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2645 N FEDERAL HWY STE 210, 210, DELRAY BEACH, FL 33483-6111

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025023019
DateDec 15, 2025
Instrument2025023019
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 581 Gray Rd was $1,304.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,630 (-)$197,630 (-) Land $30,000 Building $167,630
2025$1,304.00$197,630$197,630 Land $30,000 Building $167,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Gray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Gray Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIDSON WATER INC
private · serves 154,307 people · EPA ID NC0229025
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Windstream
Cable · DSL in parts of the area		1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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