Hamilton County property record for 581 Grand Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,900 sqft · built 1911 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Nov 2018) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-0026-0110-00 |
| Primary APN | 178-0026-0110-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 848 sqft |
| Attic | Attic |
| Attic Area | 204 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1911 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 135 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 581 GRAND AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 581 GRAND AVE 30 X 135 PT LOT 7 OLIVE BOYCE & STEWARD TRUST SUB |
| Legal Subdivision | STEWARD TRUST SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 9600 |
581 Grand Ave is owned and occupied by an individual who bought it in November 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 GRAND AVE, CINCINNATI, OH 45205-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LNDG |
| Nov 2, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG |
| Apr 11, 2017 | Warranty Deed, Transfer · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Apr 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | Apr 11, 2017 · Amount on File |
| Deed Document Number | 0000097795 |
| Deed Book / Page | 013788 / 001741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 581 GRAND AVE, CINCINNATI, OH 45205-2371 |
| Document Number | 0000092142 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 581 GRAND AVE CINCINNATI OH 452052371, CINCINNATI, OH 45205-2371 |
| Document Number | 0000092142 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 014028/002240 |
| Instrument | 92142 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 2, 2018 |
| Property Address | 581 GRAND AVE, CINCINNATI, OH 45205-2371 |
| Document Number | 0000097795 |
| Book / Page | 013788 / 001741 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 97795 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 GRAND AVE CINCINNATI OH 452052371, CINCINNATI, OH 45205-2371 |
| Document Number | 97796 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 013788/001743 |
| Instrument | 97796 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 11, 2017 |
| Property Address | 581 GRAND AVE, CINCINNATI, OH 45205-2371 |
| Document Number | 0000031843 |
| Book / Page | 013393 / 000833 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 31843 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10921 REED HARTMAN HWY #311 BLUE ASH OH 452422849, 311, BLUE ASH, OH 45242-2849 |
| Document Number | 31846 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 013393/000850 |
| Instrument | 31846 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 10, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 11, 2017 |
| Property Address | 581 GRAND AVE, CINCINNATI, OH 45205-2371 |
| Document Number | 0000031841 |
| Book / Page | 013393 / 000819 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 31841 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10921 REED HARTMAN HWY #311 BLUE ASH OH 452422849, 311, BLUE ASH, OH 45242-2849 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 581 Grand Ave was $3,264, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 (+0.12%) | $51,454 (-) Land $2,174 Building $49,280 | |
| 2024 | $3,260.00 (-0.15%) | $51,454 (-) Land $2,174 Building $49,280 | |
| 2023 | $3,265.00 (+10.16%) | $51,454 (+22.51%) Land $2,174 Building $49,280 | $147,010 Land $6,210 Building $140,800 |
| 2022 | $2,964.00 | $42,000 Land $1,925 Building $40,075 | |
| 2020 | $120,000 Land $5,500 Building $114,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 581 Grand Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 581 Grand Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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