581 Gramsie Rd, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 581 Gramsie Rd, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,390 sqft · built 1960
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on Record
Tax Bill$6,242 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-30-23-22-0041

Property Details

APN / Parcel Number

Primary APN25-30-23-22-0041
Alternative APNs
  • 7992576
  • 3995

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,390 sqft Living Area
1st Floor Area1,390 sqft
Basement Area900 sqft
Finished Basement900 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3995
Street Address581 GRAMSIE RD
CitySAINT PAUL
StateMN
Zip55126-7020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLS OF OAKS LOT 33 BLK 5
Legal Range23
Legal Township30
Legal Section25
Legal SubdivisionHILLS OF OAKS
Legal Block5
Legal Lot Number33
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group2
Census Block2007
Census Tract40709

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address581 GRAMSIE RD, SAINT PAUL, MN 55126-7020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address581 GRAMSIE RD, SHOREVIEW, MN 55126-7020
Transaction TypeMortgage
Record UpdatedJul 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04892669
DateJun 28, 2021
InstrumentA04892669
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 27, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,300 (+3.8%) Land $76,000 Building $416,300$492,300 (+3.8%) Land $76,000 Building $416,300
2025$6,242.00 (+15.81%)
2023$5,390.00$474,300 Land $76,000 Building $398,300$474,300 Land $76,000 Building $398,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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