New Castle County property record for 581 Ginn St, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,490 sqft · built 2019 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,634 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-002.00-091 |
| Primary APN | 25-002.00-091 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 581 GINN ST |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R1A |
| Legal Subdivision | TOWNSEND VILLAGE II |
| Legal Lot Number | 1 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 16806 |
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEXSTA FCU |
| Mar 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Dec 10, 2019 | Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC |
| Jan 25, 2017 | Loan Modification, Mortgage WILMINGTON SVG FUND SOCIETYFSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 |
| Deed Sale | Dec 10, 2019 |
| Deed Document Number | 2019100125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000107065 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 20221115-0107065 |
| Name | DEXSTA FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, DE 19803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Nov 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Document Number | 0000028735 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 20220311-0028735 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004537 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 20170125-0004537 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Dec 10, 2019 |
| Property Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Document Number | 0000100125 |
| Map Reference | DOC 20041006-0109741 |
| Instrument Date | Nov 3, 2019 |
| Instrument | 20191210-0100125 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Document Number | 0000100128 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 20191210-0100128 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 581 GINN ST, TOWNSEND, DE 19734-3032 |
| Document Number | 0000004541 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 581 GINN ST TOWNSEND DE 197343032, TOWNSEND, DE 19734-3032 |
| Document Number | 0000004541 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 4541 |
| Name | WILMINGTON SVG FUND SOCIETYFSB |
|---|
| Amount | Amount Recorded |
|---|
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Townsend Town |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,634.00 (+21.09%) | $536,400 (+454.13%) Land $121,500 Building $414,900 | |
| 2024 | $398,970 | ||
| 2023 | $3,001.00 | $96,800 Land $13,100 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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