581 Garfield St, Denver, CO 80206 Property Records

Denver City property record for 581 Garfield St, Denver, CO 80206

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 3,785 sqft · built 2000
Lot Size	0.078 acres (3,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,490,800 (Mar 2026)
Tax Bill	$9,176 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2021 Mortgage + 2 more
APN	`05015-32-040-000`

Property Details

APN / Parcel Number

Primary APN	`05015-32-040-000`
Alternative APN	`163084098`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,785 sqft Living Area
Gross Area	2,875 sqft
1st Floor Area	1,386 sqft
Basement Area	959 sqft
Finished Basement	910 sqft
Unfinished Basement	49 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Row Home
Exterior Material	Stucco
Lot Area	3,375 sqft (0.078 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	641 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	652 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	581 GARFIELD ST
City	DENVER
State	CO
Zip	80206-4513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	G-RH-3
Legal Description	HARMANS SUB B13 PT OF PLOT 7 BEG 17.49FT S OF NW COR PLOT 7 E 125FT S 27.34FT W 125FT N 26.66FT TO POB
Legal Subdivision	HARMANS SUB
Legal Block	1
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1004
Census Tract	3802

Owner

581 Garfield St, a townhouse, is owned and occupied by two individuals who bought it in March 2026.

Source: Denver City records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 GARFIELD ST, DENVER, CO 80206-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 5, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Aug 8, 2002 · Amount on File
Deed Document Number	202632727
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 27, 2026
Property Address	581 GARFIELD ST, DENVER, CO 80206-4513
Document Number	0000032727
Instrument Date	Mar 26, 2026
Instrument	2026032727
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Tax	$149.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 GARFIELD ST, DENVER, CO 80206-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 GARFIELD ST, DENVER, CO 80206-4513

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	581 GARFIELD ST, DENVER, CO 80206-4513
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145377
Date	Aug 3, 2021
Instrument	2021145377

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	7.37%
Max Rate At Change	2.75%
Index	1-Year CMT
Max Rate	7.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	581 GARFIELD ST, DENVER, CO 80206-4513
Document Number	0000122362
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 GARFIELD ST DENVER CO 802064513, DENVER, CO 80206-4513

Mortgage

Document Number	0000122362
Date	Sep 27, 2018
Instrument	122362

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	581 GARFIELD ST, DENVER, CO 80206-4513
Document Number	0000003445
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 GARFIELD ST DENVER CO 802064513, DENVER, CO 80206-4513

Mortgage

Document Number	0000003445
Date	Jan 11, 2017
Instrument	3445

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 581 Garfield St was $9,176, up 10.6% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,176.00 (+10.58%)	$119,950 Land $70,400 Building $70,400	$1,701,400 Land $998,600 Building $702,800
2024	$8,298.00 (+2.22%)
2023	$8,118.00	$104,770 (+22.42%) Land $51,540 Building $53,230	$1,618,800 (+31.47%) Land $824,300 Building $794,500
2022		$85,580 Land $48,480 Building $37,100	$1,231,300 Land $697,500 Building $533,800
2021	$6,569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 581 Garfield St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 581 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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