581 Foal Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 581 Foal Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,550 sqft · built 2025
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$567,900 (Dec 2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Sep 2025 Sale
Flood ZoneZone X (minimal risk)
APN095572-0720

Property Details

APN / Parcel Number

Primary APN095572-0720

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,550 sqft Living Area
Gross Area3,149 sqft
1st Floor Area2,550 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area599 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address581 FOAL RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description129/85-90 TERRA PINES SOUTH PHASE FOUR LOT 72 OR6278/477
Legal Block1
Legal Lot Number72
JurisdictionST JOHNS FL

Owner

581 Foal Ridge Dr is owned and occupied by two individuals who bought it in December 2025.

Source: St. Johns County records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address581 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Sep 11, 2025Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on File
Deed SaleDec 23, 2025 · Amount on File
Prior SaleSep 11, 2025 · Amount on File
Deed Document Number2025103749
Deed Book / Page6278 / 477
Record UpdatedJun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 23, 2025
Property AddressSAINT AUGUSTINE, FL 32092
Document Number0062780477
Book / Page6278 / 477
Map ReferenceMB 129 PG 85-90
Instrument DateDec 22, 2025
Instrument2025103749
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,975.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8649 BAYPINE ROAD STE 202, 202, JACKSONVILLE, FL 32256-7560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address581 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263

Mortgage

Document Number0062780479
DateDec 23, 2025
Book Page6278/479
Instrument2025103750
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
AddressPITTSBURGH, PA 15276
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2041

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 11, 2025
Property AddressSAINT AUGUSTINE, FL 32092
Document Number0062190051
Book / Page6219 / 51
Map ReferenceMB 129 PG 85-90
Instrument DateSep 4, 2025
Instrument2025074125
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Tax$2,167.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address506 MAIN ST # 300, 300, GAITHERSBURG, MD 20878-5768

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$346,353$460,515 Land $125,000 Building $335,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Foal Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Foal Ridge Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

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