581 E Ocean Dr, #4, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 581 E Ocean Dr, #4, Key Colony Beach, FL 33051

Property Summary

Property TypeTimeshare
Details3 bd · 2 ba · 1,330 sqft · built 1958
Lot Size2 acres (93,010 sqft)
OwnerCompany Name on Record
Last Sale$196,000 (Apr 1998)
Tax Bill$2,552 (2024)
Deeds & MortgagesMar 2020 Transfer
Mar 2020 Transfer
Flood ZoneZone AE (high risk)
APN00074020-001900

Property Details

APN / Parcel Number

Primary APN00074020-001900
Alternative APNs
  • 04663300074020001900
  • 8588771

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,330 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCondo/Apartment
Lot Area93,010 sqft (2 acres)

Location & Zoning

Account Number8588771
Street Address581 E OCEAN DR, 4
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Specialized > Timeshare
Local Zoning CodeINC
Legal DescriptionAPARTMENT 4 SUNSET BEACH APARTMENTS OR1430-1751 OR1515-338/39 OR3002-907 OR3004-1495 OR3012-2257 OR3015-720
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 510419, KEY COLONY BEACH, FL 33051-0419
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Quit Claim Deed
ATTORNEY ONLY
Mar 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1998 · Amount on Record
Deed SaleApr 1, 1998 · Amount on Record
Deed Book / Page1515 / 338
Last Transfer DateMar 24, 2020
Transfer Doc0030150720
Record UpdatedJun 8, 2026

March 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 25, 2020
Property Address581 E OCEAN DR # 4, 4, KEY COLONY BEACH, FL 33051
Document Number0030150720
Book / Page003015 / 000720
Instrument DateMar 24, 2020
Instrument2261169
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 510419 KEY COLONY BEACH FL 330510419, KEY COLONY BEACH, FL 33051-0419

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 10, 2020
Property Address581 E OCEAN DR # 4, 4, KEY COLONY BEACH, FL 33051
Document Number0030122257
Book / Page003012 / 002257
Instrument DateMar 10, 2020
Instrument2259351
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 510419 KEY COLONY BEACH FL 330510419, KEY COLONY BEACH, FL 33051-0419

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$257,602 (+5.99%)$628,366 (+4.74%) Building $628,366
2024$2,552.00 (+6.2%)
2023$2,403.00 (+2.04%) Senior Citizen's exemption$243,052 (+3%) Building $243,052$599,943 (+25.83%) Building $599,943
2022$2,355.00 Senior Citizen's exemption$235,973 Building $235,973$476,774 Building $476,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications.

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