581 Dublin Ln, Columbus, NC 28722 Property Records

Polk County property record for 581 Dublin Ln, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,127 sqft · built 2016
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2025)
Tax Bill	$1,901 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P74-343`

Property Details

APN / Parcel Number

Primary APN	`P74-343`
Alternative APN	`54743`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,127 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	54743
Street Address	581 DUBLIN LN
City	COLUMBUS
State	NC
Zip	28722-5735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #45 PHASE 1, 0S04 SHAMROCK FOREST 09
Legal Subdivision	SHAMROCK FOREST
Legal Phase	1
Legal Lot Number	45
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2051
Census Tract	920104

Owner

581 Dublin Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPERO FINANCIAL FCU
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Book / Page	496 / 1700
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00428/1477
Date	Aug 30, 2017
Book Page	428/1477
Instrument	004659940018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00478/1160
Date	Jun 5, 2023
Book Page	478/1160

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 30, 2043

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 29, 2025
Property Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Document Number	00496/1700
Book / Page	496 / 1700
Map Reference	MB 271 PG 1387
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 SILVERTHORNE CT, HENDERSONVILLE, NC 28792-0658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735

Mortgage

Document Number	0004961704
Date	Dec 29, 2025
Instrument	496/1704

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 15, 2020
Property Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Document Number	00452/2402
Book / Page	452 / 2402
Map Reference	FILE E PG 423
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8732 HIGHWAY 108 E, 8732, MILL SPRING, NC 28756-5782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735

Mortgage

Document Number	0004522405
Date	Oct 15, 2020
Instrument	452/2405

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 31, 2017
Property Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735
Document Number	00424/1650
Book / Page	424 / 1650
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 N HIGHWAY 25, 1625, TRAVELERS REST, SC 29690-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 DUBLIN LN, COLUMBUS, NC 28722-5735

Mortgage

Document Number	00424/1653
Date	Jan 31, 2017
Book Page	424/1653
Instrument	004635410018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 581 Dublin Ln was $1,901, up 0.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,901.00 (+0.58%)	$363,738 (+0.56%) Land $23,400 Building $340,338	$363,738 (+0.56%) Land $23,400 Building $340,338
2025	$1,890.00	$361,710 Land $23,400 Building $338,310	$361,710 Land $23,400 Building $338,310
2023	$1,783.00	$280,070 Land $20,800 Building $259,270
2021			$280,070 Land $20,800 Building $259,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Dublin Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Dublin Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLUMBUS serves 2,489 people · EPA ID NC0175015
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	134 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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