581 Denver Ave, De Beque, CO 81630 Property Records

Mesa County property record for 581 Denver Ave, De Beque, CO 81630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,312 sqft · built 1940
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Mar 2026)
Tax Bill	$824 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2445-281-11-013`

Property Details

APN / Parcel Number

Primary APN	`2445-281-11-013`
Alternative APNs	`244528111951` `R000657`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000657
Street Address	581 DENVER AVE
City	DE BEQUE
State	CO
Zip	81630-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 THRU 16 BLK 27 DEBEQUE SEC 28 8S 97W
Legal Subdivision	DEBEQUE
Legal Block	27
Legal Lot Number	13-16
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2054
Census Tract	1800

Owner

Source: Mesa County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Mar 17, 2026	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Jun 2, 2017	Grant Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20263153168
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0002808474
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 DENVER AVE, DE BEQUE, CO 81630-5036

Mortgage

Document Number	0003133559
Date	Aug 6, 2025
Instrument	3133559

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 17, 2026
Property Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Document Number	0003153168
Instrument Date	Mar 12, 2026
Instrument	3153168
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	581 DENVER AVE, DE BEQUE, CO 81630-5036

Mortgage

Document Number	0003153169
Date	Mar 17, 2026
Instrument	3153169

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Document Number	0002932775
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	581 DENVER AVE DE BEQUE CO 81630, DE BEQUE, CO 81630

Mortgage

Document Number	0002932775
Date	Jul 14, 2020
Instrument	2932775

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 21, 2018
Property Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Document Number	0002865072
Instrument Date	Dec 21, 2018
Instrument	2865072
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	581 DENVER AVE DE BEQUE CO 81630, DE BEQUE, CO 81630

Mortgage

Document Number	2865073
Date	Dec 21, 2018
Instrument	2865073

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Jun 2, 2017
Property Address	581 DENVER AVE, DE BEQUE, CO 81630-5036
Document Number	0002802107
Instrument Date	Jun 1, 2017
Instrument	2802107
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2474 PATTERSON RD #100 GRAND JUNCTION CO 815053612, 100, GRAND JUNCTION, CO 81505-3612

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 (+58.16%)	$19,800 (+50.11%) Land $830 Building $18,970	$316,830 (+61.02%) Land $13,330 Building $303,500
2024	$521.00 (+3.99%)	$13,190 (-) Land $960 Building $12,230
2023	$501.00 (-19.45%)	$13,190 (-21.63%) Land $960 Building $12,230	$196,770 (-18.71%) Land $14,290 Building $182,480
2022	$622.00	$16,830 Land $430 Building $16,400
2021			$242,050 Land $6,130 Building $235,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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