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581 Cromwell Ct, Culpeper, VA 22701 Property Records

Culpeper County property record for 581 Cromwell Ct, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,226 sqft · built 1989
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$252,000 (May 2022)
Tax Bill$1,201 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-B-3-40

Property Details

APN / Parcel Number

Primary APN50-B-3-40
Alternative APN
  • 15452

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,226 sqft Living Area
1st Floor Area630 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
PorchPorch
Porch Area66 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15452
Street Address581 CROMWELL CT
CityCULPEPER
StateVA
Zip22701-3780
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC2
Legal DescriptionSOUTHRIDGE TOWNHOUSES SECT I LOT 40 2024 SQ FT
Legal Subdivision330
Legal Lot Number40
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group2
Census Block2008
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address581 CROMWELL CT, CULPEPER, VA 22701-3780
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Deed Document Number20223578
Prior Transfer DateSep 20, 2016
Prior Transfer Doc0000006538
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateMay 25, 2022
Property Address581 CROMWELL CT, CULPEPER, VA 22701-3780
Document Number0220003578
Instrument DateMay 20, 2022
Instrument220003578
Transaction TypeTransfer
Record UpdatedJun 22, 2022
Title CompanySPEEL TITLE SETTLEMENT SERVICES, ENTITLE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 CROMWELL CT, CULPEPER, VA 22701-3780

Mortgage

Document Number0220003579
DateMay 25, 2022
Instrument220003579
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.63%

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,201.00 (-16.71%)$279,400 (+11.23%) Land $73,000 Building $206,400$279,400 (+11.23%) Land $73,000 Building $206,400
2024$1,442.00 (+3.3%)
2023$1,396.00$251,200 Land $55,000 Building $196,200$251,200 Land $55,000 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Most Recent ClaimJun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency		100 / 25
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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