581 Creighton Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 581 Creighton Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,874 sqft · built 2023
Lot Size	0.936 acres (40,772 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Apr 2021)
Tax Bill	$10,097 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Apr 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`44-04-26-014032-002-00`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014032-002-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,874 sqft Living Area
Gross Area	4,913 sqft
1st Floor Area	3,220 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	40,772 sqft (0.936 acres)
Lot Dimensions	300 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	1,039 sqft

Exterior Amenities

Pool Area	818 sqft
Porch	Finished/Open Porch
Porch Area	426 sqft
Patio Area	215 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 CREIGHTON RD
City	FLEMING ISLAND
State	FL
Zip	32003-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PT OF LOT 9 CREIGHTON FOREST UNIT 2 AS REC OR 4446 PG 1989
Legal Range	26E
Legal Township	04S
Legal Section	44
Legal Subdivision	CREIGHTON FOREST UNIT 2
Legal Block	TR
Legal Lot Number	9
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

581 Creighton Rd is owned and occupied by an individual who bought it in April 2021.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	581 CREIGHTON RD, 406, FLEMING ISLAND, FL 32003-7020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Construction Mortgage TC FEDERAL BANK
Apr 22, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Deed Document Number	202124919
Deed Book / Page	4446 / 1989
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0039411313
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	581 CREIGHTON RD, FLEMING ISLAND, FL 32003-7020
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CREIGHTON RD, FLEMING ISLAND, FL 32003-7020

Mortgage

Document Number	0046331421
Date	Aug 1, 2022
Book Page	4633/1421
Instrument	2022046390

Lender

Name	TC FEDERAL BANK
Type	Bank
Address	THOMASVILLE, GA 31792

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Apr 22, 2021
Property Address	581 CREIGHTON RD, FLEMING ISLAND, FL 32003-7020
Document Number	0044461989
Book / Page	4446 / 1989
Map Reference	MB 4 PG 35&36
Instrument Date	Apr 19, 2021
Instrument	2021024919
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 BLANDING BLVD STE 406, 406, ORANGE PARK, FL 32065-7749

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Feb 6, 2017
Property Address	581 CREIGHTON RD, FLEMING ISLAND, FL 32003-7020
Document Number	0039411313
Book / Page	003941 / 001313
Instrument Date	Jan 25, 2017
Instrument	6296
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	978 ALCALA DR ST AUGUSTINE FL 320867167, ST AUGUSTINE, FL 32086-7167

Tax Assessment & Valuation

The 2025 property tax bill for 581 Creighton Rd was $10,097 with a homeowner's exemption, up 8.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,097.00 (+8.65%) Homeowner's exemption	$702,202	$1,032,711 Land $391,884 Building $640,827
2024	$9,293.00 (+51.08%)
2023	$6,151.00 (-0.32%)	$405,115 (-0.12%) Land $391,884 Building $13,231	$405,115 (-0.12%) Land $391,884 Building $13,231
2022	$6,171.00	$405,582 Land $391,884 Building $13,698	$405,582 Land $391,884 Building $13,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 Creighton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Creighton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Creighton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures