581 Clover Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 581 Clover Cir, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,207 sqft · built 2018
Lot Size	0.028 acres (1,230 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Nov 2024)
Tax Bill	$12,583 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`086-03-141`

Property Details

APN / Parcel Number

Primary APN	`086-03-141`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,207 sqft Living Area
1st Floor Area	120 sqft
2nd Floor Area	1,087 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,230 sqft (0.028 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	581 CLOVER CIR
City	MILPITAS
State	CA
Zip	95035-5048
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR 10375 UNIT 43
Legal Tract	10375
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1041
Census Tract	504509

Owner

Source: Santa Clara County records · APN 086-03-141

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	581 CLOVER CIR, MILPITAS, CA 95035-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Mar 07, 2019 · Amount on Record
Deed Document Number	25725588
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	581 CLOVER CIR, MILPITAS, CA 95035-5048
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024300976
Date	Oct 09, 2019
Instrument	24300976

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	581 CLOVER CIR, MILPITAS, CA 95035-5048
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CLOVER CIR, MILPITAS, CA 95035-5048

Mortgage

Document Number	0025052098
Date	Aug 03, 2021
Instrument	25052098

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,583.00 (+8.43%)	$1,000,000 (+8.97%) Land $500,000 Building $500,000
2023	$11,605.00 (+0.79%) Homeowner's exemption	$917,659 Land $458,830 Building $458,829
2022	$11,514.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	1,000 / 75
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Ridge Wireless	Fixed Wireless (unlicensed)	100 / 60
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, T-Mobile USA, Sail Internet Holdings, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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