Charleston County property record for 581 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,651 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 537-11-00-059 |
| Primary APN | 537-11-00-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,651 sqft Living Area |
| 1st Floor Area | 1,753 sqft |
| Upper Floors Area | 1,898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 136 ft deep x 163 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 132 sqft |
| Patio Area | 372 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 581 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 3 BLOCK Z PHASE II |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | 2 |
| Legal Block | Z |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4613 |
581 Chimney Bluff Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000056809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 9, 2026 |
| Property Address | 581 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8167 |
| Document Number | 0000056809 |
| Book / Page | 1414 / 990 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202656809 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8167 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 581 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8167 |
| Document Number | 0948/0382 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 581 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648167, MOUNT PLEASANT, SC 29464-8167 |
| Document Number | 0948/0382 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 000948/000382 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2036 |
The 2025 property tax bill for 581 Chimney Bluff Dr was $2,510, up 12.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 (+12.15%) | $634,205 (+2,774.91%) Land $141,993 Building $492,212 | $1,105,300 Land $250,000 Building $855,300 |
| 2024 | $2,238.00 | $22,060 | |
| 2022 | $2,053.00 | $22,060 | $692,300 Land $155,000 Building $537,300 |
| 2020 | $692,300 Land $155,000 Building $537,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 581 Chimney Bluff Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 581 Chimney Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures