581 Cherry St, Blaine, WA 98230 Property Records

Whatcom County property record for 581 Cherry St, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,061 sqft · built 1897
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Dec 2023)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556664`

Property Details

APN / Parcel Number

Primary APN	`556664`
Alternative APNs	`400106 063389 0000` `113896` `511962`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,061 sqft Living Area
1st Floor Area	1,391 sqft
2nd Floor Area	633 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	511962
Street Address	581 CHERRY ST
City	BLAINE
State	WA
Zip	98230-8051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDR
Legal Description	BOBLETT'S FIRST ADD TO BLAINE LOTS 1 THRU 4 BLK 7
Legal Range	01
Legal Township	40
Legal Section	06
Legal Subdivision	BOBLETT'S FIRST ADD
Legal Block	7
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2055
Census Tract	10409

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	581 CHERRY ST, BLAINE, WA 98230-8051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 4, 2021	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	2023-1202022
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 29, 2023
Property Address	581 CHERRY ST, BLAINE, WA 98230-8051
Document Number	0001202022
Map Reference	VOL 3 PG 11
Instrument Date	Dec 28, 2023
Instrument	2023-1202022
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CHERRY ST, BLAINE, WA 98230-8051

Mortgage

Document Number	0001202023
Date	Dec 29, 2023
Instrument	2023-1202023

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	581 CHERRY ST, BLAINE, WA 98230-8051
Document Number	2210101320
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	581 CHERRY ST BLAINE WA 982308051, BLAINE, WA 98230-8051

Mortgage

Document Number	2210101320
Date	Jan 11, 2021
Instrument	101320

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	581 CHERRY ST, BLAINE, WA 98230-8051
Document Number	2191002463
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CHERRY ST BLAINE WA 982308051, BLAINE, WA 98230-8051

Mortgage

Document Number	2191002463
Date	Oct 18, 2019
Instrument	1002463

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 13, 2018
Property Address	581 CHERRY ST, BLAINE, WA 98230-8051
Document Number	2181101152
Instrument Date	Oct 25, 2018
Instrument	1101152
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,430.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	581 CHERRY ST BLAINE WA 982308051, BLAINE, WA 98230-8051

Mortgage

Document Number	2181101153
Date	Nov 13, 2018
Instrument	1101153

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Blaine City
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (+14.05%)	$483,451 (+12.11%) Land $151,349 Building $332,102	$483,451 (+12.11%) Land $151,349 Building $332,102
2022		$431,229 Land $135,000 Building $296,229	$431,229 Land $135,000 Building $296,229
2021	$2,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLAINE serves 6,800 people · EPA ID WA5307300
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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