581 Cherokee Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 581 Cherokee Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,241 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2021 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34W000004803`

Property Details

APN / Parcel Number

Primary APN	`34W000004803`
Alternative APNs	`004397` `4397`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,241 sqft Adjusted Area
1st Floor Area	1,114 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 CHEROKEE RD
City	COLUMBUS
State	MS
Zip	39705-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4 581 CHEROKEE RD
Legal Range	18W
Legal Township	17S
Legal Section	11
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1047
Census Tract	102

Owner

Source: Lowndes County records · APN 34W000004803

Assessment roll updated October 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	581 CHEROKEE RD, COLUMBUS, MS 39705-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 13, 2018	Warranty Deed, Transfer · VA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021
Deed Sale	Sep 27, 2021
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Book / Page	2021 / 8460
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 27, 2021
Property Address	581 CHEROKEE RD, COLUMBUS, MS 39705-8352
Document Number	0020218460
Book / Page	2021 / 8460
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CHEROKEE RD, COLUMBUS, MS 39705-8352

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	581 CHEROKEE RD, COLUMBUS, MS 39705-8352
Document Number	0020208063
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CHEROKEE RD COLUMBUS MS 397058352, COLUMBUS, MS 39705-8352

Mortgage

Document Number	0020208063
Date	Jul 30, 2020
Book Page	002020/018063

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 13, 2018
Property Address	581 CHEROKEE RD, COLUMBUS, MS 39705-8352
Document Number	0020184073
Book / Page	002018 / 004073
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CHEROKEE RD COLUMBUS MS 397058352, COLUMBUS, MS 39705-8352

Mortgage

Document Number	20182071
Date	Jun 13, 2018
Book Page	002018/012071

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,783 (+10.31%)	$67,830 (+10.31%) Land $5,000 Building $62,830
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$6,149	$61,490 Land $5,000 Building $56,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870001021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

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