581 Central Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 581 Central Rd, Eclectic, AL 36024 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,072 sqft Living Area
Lot Size	130,680 sqft (3 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$310,000 (2022)
Tax Bill	$771.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-02-03-3-001-007.003`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,072 sqft Living Area
1st Floor	2,072 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	576 sqft Carport
Porch	Open Porch
Porch Area	396 sqft Porch
Utility Building	144 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	581 CENTRAL RD
City	ECLECTIC
State	AL
Zip	36024-5427
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3 AC COM AT W LINE OF SEC 3 T19N R20E & S R/W OF COUNTY RD 418; SE ALONG SAID R/W 204.88' TO POB; SE ALONG SAID R/W 394.06'(D
Legal Range	20E
Legal Township	19N
Legal Section	03
Jurisdiction	ELMORE AL
Minor Civil Division	ECLECTIC
Census Blockgroup	3
Census Block	3003
Census Tract	30500

Owner

Source: Elmore County records · APN 11-02-03-3-001-007.003

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	581 CENTRAL RD, ECLECTIC, AL 36024-5427
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Apr 02, 2014 · Amount on Record
Deed Doc Number	0202260752
Deed Book / Page	2022 / 60752
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Oct 11, 2022
Property Address	581 CENTRAL RD, ECLECTIC, AL 36024-5427
Document Number	2022/60752
Book / Page	2022 / 60752
Instrument Date	Oct 07, 2022
Transaction Type	Transfer
Record Updated	Nov 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3315 LITTLE RD, 3315, TALLASSEE, AL 36078-3257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	581 CENTRAL RD, ECLECTIC, AL 36024-5427

Mortgage

Document Number	0202260754
Date	Oct 11, 2022
Instrument	2022/60754

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (-49.01%)	$30,560 (-47.74%)	$305,600 (+4.51%) Land $38,620 Building $266,980
2024	$1,512.00 (+138.86%)	$58,480 (+133.29%)	$292,400 (+16.65%) Land $38,620 Building $253,780
2023	$633.00 (+12.23%)	$25,067 (+12.46%) Land $3,862 Building $21,205	$250,670 (+12.46%) Land $38,620 Building $212,050
2022	$564.00	$22,289 Land $2,903 Building $19,386	$222,890 Land $29,030 Building $193,860

Flood & Wildfire

581 Central Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Elmore County (01051C), updated February 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 67th percentile of exposed land nationally · 87th in Alabama
Wildfire Likelihood	High — about 1 in 369 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.