Providence City property record for 581 Central Ave, Johnston, RI 02919
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1989 |
| Lot Size | 0.922 acres (40,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Oct 2008) |
| Tax Bill | $6,812 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2697-40 |
| Primary APN | 18-2697-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,180 sqft (0.922 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 18-2697-40 |
|---|---|
| Street Address | 581 CENTRAL AVE |
| City | JOHNSTON |
| State | RI |
| Zip | 02919-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 438 |
| Jurisdiction | JOHNSTON RI |
| Township / Civil Division | JOHNSTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 12200 |
581 Central Ave is owned and occupied by two individuals who bought it in October 2008.
Source: Providence City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 581 CENTRAL AVE, JOHNSTON, RI 02919-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Jul 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2008 · Amount on File |
| Deed Sale | Oct 23, 2008 · Amount on File |
| Prior Sale | Oct 17, 1990 · Amount on File |
| Deed Book / Page | 1956 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON RI |
| Recording Date | Sep 8, 2026 |
| Property Address | 581 CENTRAL AVE, JOHNSTON, RI 02919-4713 |
| Document Number | 0000190242 |
| Book / Page | 3409 / 143 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 2026190242 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 581 CENTRAL AVE, JOHNSTON, RI 02919-4713 |
| Investor | Possibly a Property Investor |
| Document Number | 0000190242, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 3409/143 |
| Instrument | 2026190242 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON RI |
| Property Address | 581 CENTRAL AVE, JOHNSTON, RI 02919-4713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2878-277 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 2878/277 |
| Instrument | 153033 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 581 Central Ave was $6,812, down 11% from the year before.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,812.00 (-11.04%) | $552,000 (+12.61%) Land $139,000 Building $413,000 | $597,906 |
| 2025 | $7,657.00 | $490,200 Land $114,900 Building $375,300 | |
| 2023 | $7,500.00 (+14.43%) | $490,200 (+73.83%) Land $114,900 Building $375,300 | |
| 2022 | $6,554.00 | $282,000 Land $81,500 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 581 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 581 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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