581 Cedardale Loop, Las Cruces, NM 88005 Property Records

Doña Ana County property record for 581 Cedardale Loop, Las Cruces, NM 88005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 2007
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$291,270 (Aug 2024)
Tax Bill	$3,302 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-34352`

Property Details

APN / Parcel Number

Primary APN	`02-34352`
Alternative APNs	`4-006-133-422-081` `R0234352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,797 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R0234352
Street Address	581 CEDARDALE LOOP
City	LAS CRUCES
State	NM
Zip	88005-0953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBD: COUNTRY CLUB ESTATES NO 24 PHASE 4 (BK 21 PG 481-482 - 06502) LOT: 28 BLOCK: A S: 1 T: 23S R: 1E
Legal Range	01E
Legal Township	23S
Legal Section	01
Legal Subdivision	COUNTRY CLUB ESTATES NO 24 PHASE 4
Legal Phase	4
Legal Block	A
Legal Lot Number	28
Jurisdiction	DONA ANA NM
Township / Civil Division	LAS CRUCES
Census Block Group	2
Census Block	2013
Census Tract	103

Owner

581 Cedardale Loop is owned and occupied by two individuals who bought it in August 2024.

Source: Doña Ana County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	581 CEDARDALE LOOP, LAS CRUCES, NM 88005-0953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
May 22, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on File
Deed Sale	Aug 22, 2024 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	202417794
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	0000032848
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DONA ANA NM
Recording Date	May 29, 2026
Property Address	581 CEDARDALE LOOP, LAS CRUCES, NM 88005-0953
Document Number	0000012492
Instrument Date	May 23, 2026
Instrument	202612492
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DONA ANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 CEDARDALE LOOP, LAS CRUCES, NM 88005-0953

Mortgage

Document Number	0000012492,
Date	May 29, 2026
Instrument	202612492

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DONA ANA NM
Recording Date	May 22, 2020
Property Address	581 CEDARDALE LOOP, LAS CRUCES, NM 88005-0953
Document Number	0000012114
Instrument Date	May 22, 2020
Instrument	12114
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	DONA ANA TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	581 CEDARDALE LOOP LAS CRUCES NM 880050953, LAS CRUCES, NM 88005-0953

Mortgage

Document Number	12115
Date	May 22, 2020
Instrument	12115

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 581 Cedardale Loop was $3,302.

Source: Doña Ana County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Doña Ana County
Municipality	Las Cruces City
Unified School District	Las Cruces Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,302.00	$109,037 Land $11,667 Building $97,370	$327,110 Land $35,000 Building $292,110
2023	Disabled Person's exemption Veteran's exemption	$73,634 Land $11,667 Building $61,967	$220,900 Land $35,000 Building $185,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 581 Cedardale Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 581 Cedardale Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.8% of New Mexico
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS CRUCES MUNICIPAL WATER SYSTEM serves 98,175 people · EPA ID NM3511707
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, Chaparral Wireless, Hawk Networks.

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