San Diego County property record for 581 Bayona Loop, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,235 sqft · built 1990 |
| Lot Size | 0.181 acres (7,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,300 (Jul 1990) |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jun 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 640-032-53-00 |
| Primary APN | 640-032-53-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,235 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 7,886 sqft (0.181 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 581 BAYONA LOOP |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-7966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC2RS |
| Legal Description | LOT 7 TR 012365 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012365 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13421 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2018 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2019 | Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC |
| Aug 28, 2017 | Deed of Trust, Mortgage · VA Mortgage LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
| May 2, 2017 | Deed of Trust, Mortgage · VA Mortgage S&S FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 1990 · Amount on Record |
| Deed Sale | Jul 16, 1990 · Amount on Record |
| Deed Document Number | 1990381979 |
| Last Transfer Date | Jan 25, 2016 |
| Transfer Doc | 0000047891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000307414 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0307414 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000150939 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023-0150939 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000195625 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0195625 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000482764 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018-0482764 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000352478 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019-0352478 |
| Name | LEADING MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000406737 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 581 BAYONA LOOP CHULA VISTA CA 919107966, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000406737 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 406737 |
| Name | LEADING MORTGAGE SOLUTIONS INC LEADING MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 581 BAYONA LOOP, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000205008 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 581 BAYONA LOOP CHULA VISTA CA 919107966, CHULA VISTA, CA 91910-7966 |
| Document Number | 0000205008 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 205008 |
| Name | S&S FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,231 (+2%) Land $203,011 Building $287,220 | |
| 2025 | $4,201.00 (+3.47%) | $480,620 (+4.04%) Land $199,031 Building $281,589 |
| 2023 | $4,060.00 (+0.72%) | $461,958 Land $191,303 Building $270,655 |
| 2022 | $4,031.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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