581 Baltic Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 581 Baltic Ct, Cincinnati, OH 45245 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,325 sqft · built 1958
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$50,500 (Nov 1996)
Tax Bill$3,429 (2025)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN41-42-44D-007

Property Details

APN / Parcel Number

Primary APN41-42-44D-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area1,025 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
View / LotCul-de-sac
Garage Area375 sqft
Parking Spaces1 Parking Space
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address581 BALTIC CT
CityCINCINNATI
StateOH
Zip45245-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEECHMONT PARK BLK 2; LOT 7
Legal SubdivisionBEECHMONT PARK
Legal Block2
Legal Lot Number7
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3007
Census Tract41403

Owner

Source: Clermont County records · APN 41-42-44D-007

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address581 BALTIC CT, CINCINNATI, OH 45245-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 1996 · Amount on Record
Deed SaleNov 15, 1996 · Amount on Record
Record UpdatedJun 08, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address581 BALTIC CT, CINCINNATI, OH 45245-1405
Document Number0000012898
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address581 BALTIC CT CINCINNATI OH 452451405, CINCINNATI, OH 45245-1405

Mortgage

Document Number0000012898
DateJun 11, 2018
Book Page002774/002201
Instrument12898
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2048
Interest
Rate TypeFixed Rate
Rate4.26%

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,429.00 (-49.04%)$67,660 (-) Land $9,170 Building $58,490
2024$193,300 (-) Land $26,200 Building $167,100
2023$6,729.00 (+124%) Homeowner's exemption$67,660 (+31.23%) Land $9,170 Building $58,490$193,300 (+31.23%) Land $26,200 Building $167,100
2022$3,004.00 Homeowner's exemption$51,560 Land $7,000 Building $44,560
2020$147,300 Land $20,000 Building $127,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250414033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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