McDowell County property record for 581 Baldwin Ave, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 904 sqft · built 1920 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2023) |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-09-17-5003 |
| Primary APN | 1711-09-17-5003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 904 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 100 ft deep x 84 ft wide |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 80365 |
|---|---|
| Street Address | 581 BALDWIN AVE |
| City | MARION |
| State | NC |
| Zip | 28752-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.19 AC+/-LT726 MARION MFG PB2-106 |
| Legal Subdivision | MARION MFG S/D |
| Legal Lot Number | 726 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970400 |
Source: McDowell County records · APN 1711-09-17-5003
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 16, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 0001447415 |
| Deed Book / Page | 1447 / 415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 20, 2023 |
| Property Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Document Number | 0014470415 |
| Book / Page | 1447 / 415 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023004431 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 RUTHERFORD RD, MARION, NC 28752-4824 |
| Name | Verified Name |
|---|---|
| Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Document Number | 2023004432 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023004432 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.77% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.77% |
| Max Rate At Change | 8.77% |
| Index | 5-Year TN |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Document Number | 0014120406 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 1412/406 |
| Instrument | 2022005369 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 16, 2019 |
| Property Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Document Number | 0012740993 |
| Book / Page | 1274 / 0993 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019002224 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 BALDWIN AVE, MARION, NC 28752-3805 |
| Document Number | 2019002225 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019002225 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 | $59,280 (-) Land $25,000 Building $34,280 | |
| 2023 | $354.00 (+34.09%) | $59,280 (+36.28%) Land $25,000 Building $34,280 | $59,280 (+36.28%) Land $25,000 Building $34,280 |
| 2022 | $264.00 | $43,500 Land $17,500 Building $26,000 | $43,500 Land $17,500 Building $26,000 |
Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MARION serves 9,362 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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