Erie County and Lancaster Town property record for 581 Aurora St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,529 sqft · built 1969 |
| Lot Size | 0.616 acres (26,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Oct 2013) |
| Tax Bill | $7,770 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.07-1-26 |
| Primary APN | 145289 126.07-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 377 sqft |
| Finished Basement | 377 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,750 sqft (0.616 acres) |
| Lot Dimensions | 250 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 581 AURORA ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 107.3X 25O |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Oct 18, 2021 | Intrafamily Transfer, Transfer |
| Nov 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA |
| Nov 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Dec 4, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on Record |
| Deed Sale | Oct 17, 2013 · Amount on Record |
| Deed Document Number | 2013239552 |
| Deed Book / Page | 11254 / 6884 |
| Last Transfer Date | Oct 8, 2021 |
| Transfer Doc | 0113893718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0140720681 |
|---|---|
| Date | Oct 22, 2022 |
| Book Page | 14072/681 |
| Instrument | 2022201117 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LANCASTER, NY 14086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0140282440 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 14028/2440 |
| Instrument | 2021238383 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 18, 2021 |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0113893718 |
| Book / Page | 11389 / 3718 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021207376 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST, 581, LANCASTER, NY 14086-3208 |
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0113223973 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST LANCASTER NY 140863208, LANCASTER, NY 14086-3208 |
| Document Number | 0113223973 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 011322/003973 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0138378346 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST LANCASTER NY 140863208, LANCASTER, NY 14086-3208 |
| Document Number | 0138378346 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 013837/008346 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 4, 2017 |
| Property Address | 581 AURORA ST, LANCASTER, NY 14086-3208 |
| Document Number | 0113223971 |
| Book / Page | 011322 / 003971 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 AURORA ST LANCASTER NY 140863208, LANCASTER, NY 14086-3208 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,770.00 (+1.98%) Homeowner's exemption | ||
| 2025 | $7,619.00 (+1.98%) | $270,000 (-) Land $43,300 Building $226,700 | $421,875 (+12.5%) Land $67,656 Building $354,219 |
| 2024 | $7,471.00 Homeowner's exemption | $270,000 (-) Land $43,300 Building $226,700 | $375,000 (+4.17%) Land $60,139 Building $314,861 |
| 2023 | Homeowner's exemption | $270,000 Land $43,300 Building $226,700 | $360,000 Land $57,733 Building $302,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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