Jefferson County property record for 581 Armstrong Rd, Monticello, FL 32344
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,500 sqft · built 2007 |
| Lot Size | 5.42 acres (236,095 sqft) |
| Owner | Company Name on Record |
| Last Sale | $449,000 (Mar 2021) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1S-3E-0000-0A10-0000 |
| Primary APN | 13-1S-3E-0000-0A10-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,500 sqft Living Area |
| 1st Floor Area | 3,500 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 236,095 sqft (5.42 acres) |
| Lot Width | 236,095 ft Width |
| Garage Area | 624 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 200 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 697 sqft |
| Patio Area | 297 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 581 ARMSTRONG RD |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.42 ACRES IN NW1/4 ---AKA LOT 6A ORB 595 P654 & 597 P875 & 721 P426 |
| Legal Range | 03E |
| Legal Township | 01S |
| Legal Section | 13 |
| Legal Subdivision | SERENDIPITY |
| Legal Lot Number | 6A |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | WACISSA |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 250200 |
Source: Jefferson County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 13, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME MERIDIAN BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 2021959 |
| Deed Book / Page | 800 / 27 |
| Last Transfer Date | Oct 6, 2021 |
| Transfer Doc | 0008110673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0008110673 |
| Book / Page | 811 / 673 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 202133003486 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Mar 29, 2021 |
| Property Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0008000027 |
| Book / Page | 800 / 27 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 202133000959 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,143.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 POST OAK CIR, MONTICELLO, FL 32344-7498 |
| Name | Verified Name |
|---|---|
| Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0000080029 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 800/29 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Jul 25, 2019 |
| Property Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0007710504 |
| Book / Page | 0771 / 0504 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 201933001983 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0000771506 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 0771/506 |
| Name | PRIME MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 581 ARMSTRONG RD, MONTICELLO, FL 32344-8021 |
| Document Number | 0007580375 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 581 ARMSTRONG RD MONTICELLO FL 323448021, MONTICELLO, FL 32344-8021 |
| Document Number | 0007580375 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 000758/000375 |
| Instrument | 33002203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 6, 2033 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,141.00 Homeowner's exemption | $398,644 (+2.9%) | $492,178 (+9.39%) Land $65,040 Building $427,138 |
| 2024 | $5,141.00 (+2.25%) Homeowner's exemption | $387,409 (+3%) | $449,947 (+0.27%) Land $40,650 Building $409,297 |
| 2023 | $5,028.00 (+4.84%) Homeowner's exemption | $376,125 (+3%) | $448,743 (+16.37%) Land $37,940 Building $410,803 |
| 2022 | $4,796.00 Homeowner's exemption | $365,170 | $385,614 Land $24,390 Building $361,224 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1991–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COMMUNITIES WATER SYSTEM private · serves 2,649 people · EPA ID FL1330748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures