581 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 581 5th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,846 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$174,997 (Sep 2020)
Tax Bill	$5,824 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2019 Sale
APN	`381700 80.56-5-7`

Property Details

APN / Parcel Number

Primary APN	`381700 80.56-5-7`
Alternative APN	`1606160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,846 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 37.8 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	285 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1606160
Street Address	581 5TH AVE
City	TROY
State	NY
Zip	12182-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	2 STY BR HSE & 1C FR GAR 307-15/N PT 148 S PT 149
Legal Block	5
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2002
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

581 5th Ave is owned and occupied by an individual who bought it in September 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	581 5TH AVE, TROY, NY 12182-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Nov 26, 2019	Warranty Deed, Transfer NORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	2020573873
Deed Book / Page	9271 / 315
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 3, 2020
Property Address	581 5TH AVE, TROY, NY 12182-2501
Document Number	0000573873
Book / Page	009271 / 000315
Instrument Date	Aug 21, 2020
Instrument	573873
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S LAKE AVE ALBANY NY 122031146, ALBANY, NY 12203-1146

Mortgage

Document Number	573874
Date	Sep 3, 2020
Book Page	009271/000318
Instrument	573874

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 26, 2019
Property Address	581 5TH AVE, TROY, NY 12182-2501
Document Number	0000561007
Book / Page	009020 / 000290
Instrument Date	Nov 22, 2019
Instrument	561007
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N BROAD ST #5 MIDDLETOWN DE 197091032, 5, MIDDLETOWN, DE 19709-1032

Tax Assessment & Valuation

The 2026 property tax bill for 581 5th Ave was $5,824, up 6.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,824.00 (+6.2%)
2025	$5,484.00	$120,000 Land $10,000 Building $110,000	$205,500 Land $17,125 Building $188,375
2023		$120,000 (-) Land $10,000 Building $110,000	$171,400 (+8.55%) Land $14,283 Building $157,117
2022	$5,232.00	$120,000 Land $10,000 Building $110,000	$157,895 Land $13,158 Building $144,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 581 5th Ave; there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2011)
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 581 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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