581 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 581 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,352 sqft · built 1900
Lot Size	0.107 acres (4,655 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Jun 1997)
Tax Bill	$3,346 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 65.30-1-44`

Property Details

APN / Parcel Number

Primary APN	`010100 65.30-1-44`
Alternative APNs	`010006503000010440000000` `06503000010440000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,352 sqft Total Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,655 sqft (0.107 acres)
Lot Dimensions	133 ft deep x 36 ft wide
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503000010440000000
Street Address	581 3RD ST
City	ALBANY
State	NY
Zip	12206-2234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 WOOD-COMP 1007718
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1000
Census Tract	301

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1571, ALBANY, NY 12201-1571
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 1997 · Amount on Record
Deed Sale	Jun 19, 1997 · Amount on Record
Deed Book / Page	2581 / 553
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	581 3RD ST, ALBANY, NY 12206-2234
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LAWN AVE, ALBANY, NY 12204-2616

Mortgage

Document Number	0000002216
Date	May 12, 2022
Instrument	R2022-12216

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,346.00 (+9.53%)
2025		$117,000 (+56%) Land $23,400 Building $93,600	$121,875 (+15.1%) Land $24,375 Building $97,500
2023		$75,000 (-) Land $17,600 Building $57,400	$105,887 (+12.55%) Land $24,848 Building $81,039
2022		$75,000 Land $17,600 Building $57,400	$94,079 Land $22,077 Building $72,002
2021	$3,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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