581 34th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 581 34th Ave, Santa Cruz, CA 95062

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,154 sqft · built 2004
Lot Size0.12 acres (5,227 sqft)
Owner2 Trust Names on File
Last Sale$989,500 (Nov 2009)
Tax Bill$16,078 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2019 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN032-111-31

Property Details

APN / Parcel Number

Primary APN032-111-31
Alternative APN
  • 032-111-31-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,154 sqft Living Area
Gross Area2,574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area171 sqft
Patio Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address581 34TH AVE
CitySANTA CRUZ
StateCA
Zip95062-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5-MH-P
Legal SubdivisionBETZ-HAVEN 02
Legal Lot Number64
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1004
Census Tract121601

Owner

581 34th Ave is owner-occupied and held in a trust since April 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Jan 12, 2021Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 11, 2018Quit Claim Deed, Transfer
Quitclaim
May 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Jan 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2009 · Amount on File
Deed SaleNov 5, 2009 · Amount on File
Prior SaleDec 29, 2006 · Amount on File
Deed Document Number200952184
Last Transfer DateApr 6, 2018
Transfer Doc0000001741
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyORANGE COAST TITLE/CA, ORANGE COAST TI AM

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 34TH AVE, SANTA CRUZ, CA 95062-5104

Mortgage

Document Number0000007022
DateMar 3, 2022
Instrument2022-0007022
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006309
DateMar 12, 2019
Instrument2019-0006309
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 12, 2021
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Document Number0000001786
Instrument DateJan 4, 2021
Instrument1786
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address581 34TH AVE SANTA CRUZ CA 950625104, SANTA CRUZ, CA 95062-5104

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 6, 2020
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Document Number0000015660
Instrument DateApr 30, 2020
Instrument15660
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address581 34TH AVE SANTA CRUZ CA 950625104, SANTA CRUZ, CA 95062-5104

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 11, 2018
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Document Number0000010700
Instrument DateApr 6, 2018
Instrument10700
Transaction TypeTransfer
Record UpdatedApr 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address581 34TH AVE SANTA CRUZ CA 950625104, SANTA CRUZ, CA 95062-5104

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 6, 2020
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Document Number0000015552
Map ReferenceVOL 26 PG 16
Instrument DateApr 6, 2018
Instrument2020-0015552
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyPREMIUM TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address581 34TH AVE, SANTA CRUZ, CA 95062-5104

Mortgage

Document Number0000015553
DateMay 6, 2020
Instrument2020-0015553
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 12, 2021
Property Address581 34TH AVE, SANTA CRUZ, CA 95062-5104
Document Number0000001741
Map ReferenceVOL 26 PG 16
Instrument DateApr 6, 2018
Instrument2021-0001741
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyPREMIUM TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address581 34TH AVE, SANTA CRUZ, CA 95062-5104

Mortgage

Document Number0000001742
DateJan 12, 2021
Instrument2021-0001742
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 581 34th Ave was $16,078 with a homeowner's exemption, up 4.1% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,302,818 (+2%) Land $776,161 Building $526,657
2025$16,078.00 (+4.06%) Homeowner's exemption$1,277,272 Land $760,942 Building $516,330
2024$15,451.00 (+4.75%)
2023$14,751.00 (+2.33%) Homeowner's exemption$1,227,674 Land $731,394 Building $496,280$1,595,250
2022$14,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 581 34th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 581 34th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 34th Ave

Nearby Streets

Search Property Records by Address or Parcel Number