5809 W Oakcrest Dr, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 5809 W Oakcrest Dr, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 844 sqft · built 2007
Lot Size	0.153 acres (6,643 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2026)
Tax Bill	$943 (2025)
Deeds & Mortgages	Mar 2013 Mortgage Mar 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-11-457-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-11-457-003-000`
Alternative APN	`80423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	844 sqft Finished Area
1st Floor Area	844 sqft
Basement Area	816 sqft
Finished Basement	670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,643 sqft (0.153 acres)
Lot Dimensions	123 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	80423
Street Address	5809 W OAKCREST DR
City	SIOUX FALLS
State	SD
Zip	57107-0999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 17 ASPEN HEIGHTS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ASPEN HEIGHTS
Legal Block	17
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4019
Census Tract	10405

Owner

5809 W Oakcrest Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME FEDERAL BANK
Mar 26, 2026	Deed of Trust, Mortgage PLAINS COMMERCE BANK
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 22, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN BANK & TRUST
Nov 22, 2022	Warranty Deed, Transfer
Mar 30, 2020	Warranty Deed, Transfer
Mar 30, 2020	Warranty Deed, Transfer
Apr 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	2026154510
Deed Book / Page	637-D / 442
Prior Transfer Date	Feb 21, 2025
Prior Transfer Doc	0000127326
Record Updated	Oct 29, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001729/720
Date	Mar 13, 2013
Book Page	1729/720

Lender

Name	HOME FEDERAL BANK
Type	Seller
Address	PO BOX 5000, SIOUX FALLS, SD 57117

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2028

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002013/538
Date	Mar 26, 2026
Book Page	2013/538
Instrument	154714

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST, SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 24, 2026
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	DEED637/442
Book / Page	DEED637 / 442
Instrument Date	Mar 19, 2026
Instrument	154510
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

Mortgage

Document Number	0002013407
Date	Mar 24, 2026
Instrument	2013/407

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	002013/538
Date	Mar 26, 2026
Book Page	2013/538
Instrument	154714

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST, SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 22, 2022
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	617DEED/497
Book / Page	617 DEED / 497
Instrument Date	Nov 12, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

Mortgage

Document Number	1962MTG1023
Date	Nov 22, 2022
Instrument	1962 MTG/1023

Lender

Name	AMERICAN BANK & TRUST

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 22, 2022
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	617DEED/497
Book / Page	617 DEED / 497
Instrument Date	Nov 12, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 30, 2020
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	DEEDS595/120
Book / Page	DEEDS595 / 120
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 30, 2020
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	DEEDS595/120
Book / Page	DEEDS595 / 120
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 19, 2017
Property Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999
Document Number	000575/121
Book / Page	575 / 121
Instrument Date	Apr 14, 2017
Instrument	000000708019
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 W OAKCREST DR, SIOUX FALLS, SD 57107-0999

Tax Assessment & Valuation

The 2025 property tax bill for 5809 W Oakcrest Dr was $943.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,261 (+3.67%) Land $24,725 Building $248,536	$273,261 Land $24,725 Building $248,536
2025	$943.00	$263,600 (-0.19%) Land $25,000 Building $238,600
2024	$943.00	$264,100 Land $25,000 Building $239,100
2022	$3,146.00	$210,600 Land $25,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5809 W Oakcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5809 W Oakcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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