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5809 Taylor Mill Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 5809 Taylor Mill Rd, Covington, KY 41015 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,174 sqft · built 1987
Lot Size3.04 acres (132,422 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (May 2016)
Tax Bill$6,321 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN059-00-00-006.01

Property Details

APN / Parcel Number

Primary APN059-00-00-006.01

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,174 sqft Finished Area
Gross Area3,622 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Lot Area132,422 sqft (3.04 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address5809 TAYLOR MILL RD
CityCOVINGTON
StateKY
Zip41015-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.04 ACS WS TAYLOR MILL RD NORTH OF CLOVER DR
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4007
Census Tract65300

Owner

Source: Kenton County records · APN 059-00-00-006.01

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 09, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2016 · Amount on Record
Deed SaleMay 02, 2016 · Amount on Record
Prior SaleSep 22, 2005 · Amount on Record
Deed Document Number201605 02 059 00058
Deed Book / Page3746 / 91
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 09, 2026
Property Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209
Document Number0000014032
Book / Page456 / 607
Instrument DateJun 30, 2026
Instrument202614032
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95,950.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209

Mortgage

Document Number0000014033,
DateJul 09, 2026
Instrument2026070914033
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209

Mortgage

Document Number0000000424
DateJan 09, 2026
Book PageKCM 724/260
Instrument26059000000424
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 01, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address5809 TAYLOR MILL RD, COVINGTON, KY 41015-4209
Document Number0000000116
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5809 TAYLOR MILL RD COVINGTON KY 410154209, COVINGTON, KY 41015-4209

Mortgage

Document Number0000000116
DateFeb 18, 2020
Book Page000M12/000876
Instrument116
Lender
NamePNC BK
TypeBank
AddressCAMPBELL, KY 41071
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,321.00 (-7.43%) Homeowner's exemption$687,000 (-) Land $50,000 Building $637,000$687,000 (-) Land $50,000 Building $637,000
2023$6,828.00 Homeowner's exemption$687,000 Land $50,000 Building $637,000$687,000 Land $50,000 Building $637,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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