5809 Settlement Way, McKinney, TX 75070 Property Records

Collin County property record for 5809 Settlement Way, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,534 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$1,103,235 (Jun 2026)
Tax Bill	$14,698 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-8818-00C-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-8818-00C-0010-1`
Alternative APNs	`000002583368` `2583368`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,534 sqft Living Area
Gross Area	5,637 sqft
1st Floor Area	3,702 sqft
2nd Floor Area	832 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5809 SETTLEMENT WAY
City	MCKINNEY
State	TX
Zip	75070-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLEMENT AT CRAIG RANCH THE, BLK C, LOT 1
Legal Subdivision	SETTLEMENT AT CRAIG RANCH THE (CMC)
Legal Block	C
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3029
Census Tract	30542

Owner

5809 Settlement Way is held in a trust since June 2026.

Source: Collin County records, as of July 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 24, 2022	Special Warranty Deed, Transfer
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLIANCE BANK
May 12, 2021	Warranty Deed, Transfer STEWART TITLE
Oct 16, 2018	Loan Modification, Mortgage VALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Apr 19, 2024
Deed Document Number	202683165
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0000046031
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 22, 2026
Property Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Document Number	0000083165
Instrument Date	Jun 12, 2026
Instrument	202683165
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010

Mortgage

Document Number	0000083166,
Date	Jun 22, 2026
Instrument	202683166

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 24, 2022
Property Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Document Number	0000099088
Map Reference	VOL Q PG 587
Instrument Date	Jun 22, 2022
Instrument	20220624000099088
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5809 SETTLEMENT WAY, 5809, MCKINNEY, TX 75070-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000889010
Date	May 3, 2021
Instrument	20210503000889010

Lender

Name	VALLIANCE BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 12, 2021
Property Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Document Number	0000956600
Map Reference	VOL Q PG 587
Instrument Date	May 10, 2021
Instrument	20210512000956600
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	5809 SETTLEMENT WAY, MCKINNEY, TX 75070-7010
Document Number	0001319550
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 SETTLEMENT WAY MCKINNEY TX 750707010, MCKINNEY, TX 75070-7010

Mortgage

Document Number	0001319550
Date	Oct 23, 2018
Instrument	1319550

Lender

Name	VALLIANCE BK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 22, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 5809 Settlement Way was $14,698, down 3.8% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,698.00 (-3.82%) Homeowner's exemption	$1,189,856 Land $234,000 Building $955,856	$1,189,856 Land $234,000 Building $955,856
2024	$15,281.00
2023		$989,586 Land $234,000 Building $755,586	$989,586 Land $234,000 Building $755,586
2022	$16,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5809 Settlement Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5809 Settlement Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WeLink Communications.

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