5809 Picardy Dr, Oakland, CA 94605 Property Records

Alameda County property record for 5809 Picardy Dr, Oakland, CA 94605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,879 sqft · built 1926
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Tax Bill$5,714 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN38-3171-48

Property Details

APN / Parcel Number

Primary APN38-3171-48
Alternative APN
  • 038-3171-048-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,879 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions107 ft deep x 50 ft wide

Location & Zoning

Street Address5809 PICARDY DR
CityOAKLAND
StateCA
Zip94605-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00062 BLK: MP: 0005 PAGE: 0045
Legal SubdivisionNORMANDY GARDENS
Legal Lot Number62
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1011
Census Tract407700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5809 PICARDY DR, OAKLAND, CA 94605-1181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address5809 PICARDY DR, OAKLAND, CA 94605-1181
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 11004, OAKLAND, CA 94611-0004

Mortgage

Document Number0000102855
DateMay 31, 2022
Instrument2022102855
Lender
NameMERIWEST MORTGAGE COMPANY LLC
TypeMortgage Company
AddressSAN JOSE, CA 95123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change2.25%
Max Rate At Change8.87%
IndexOther
Margin3
Max Rate8.87%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,229 (-0.46%) Land $95,702 Building $194,527
2025$5,714.00 (+3.33%) Homeowner's exemption$284,538 (+4.04%) Land $93,825 Building $190,713
2023$5,530.00 Homeowner's exemption$273,490 Land $90,182 Building $183,308$923,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1986)
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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