5809 Penny Ln, Salisbury, MD 21801 Property Records

Wicomico County property record for 5809 Penny Ln, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,615 sqft · built 1985
Lot Size	7.2 acres (313,632 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (Apr 2022)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	May 2024 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-062882`

Property Details

APN / Parcel Number

Primary APN	`09-062882`
Alternative APN	`062882`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,615 sqft Total Area
1st Floor Area	204 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	313,632 sqft (7.2 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,608 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062882
Street Address	5809 PENNY LN
City	SALISBURY
State	MD
Zip	21801-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL-A L-5 7.2 AC 5809 PENNY LANE PEMROCK FARMS 1
Legal Subdivision	W J AHTES PEMROCK FARMS SUBDIVISION
Legal Block	A
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	3
Census Block	3019
Census Tract	10300

Owner

5809 Penny Ln is held in a trust since April 2024.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8415 MANASSAS CIR, VIENNA, VA 22180-6848
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Gift Deed, Transfer
Apr 20, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 10, 2020	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Book / Page	5081 / 372
Last Transfer Date	Apr 29, 2024
Transfer Doc	0053850335
Record Updated	Oct 29, 2026

May 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WICOMICO MD
Recording Date	May 2, 2024
Property Address	5809 PENNY LN, SALISBURY, MD 21801-2341
Document Number	0053850335
Book / Page	5385 / 335
Map Reference	CAB 5 FO 75
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	8415 MANASSAS CIR, VIENNA, VA 22180-6848

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 20, 2022
Property Address	5809 PENNY LN, SALISBURY, MD 21801-2341
Document Number	0050810372
Book / Page	5081 / 372
Map Reference	CAB 5 FO 75
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8415 MANASSAS CIR, VIENNA, VA 22180-6848

Mortgage

Document Number	0005081378
Date	Apr 20, 2022
Instrument	5081-378

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 10, 2020
Property Address	5809 PENNY LN, SALISBURY, MD 21801-2341
Document Number	0047320044
Book / Page	4732 / 44
Map Reference	CAB 5 FQ 75
Instrument Date	Nov 4, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC T&E CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5809 PENNY LN, SALISBURY, MD 21801-2341

Mortgage

Document Number	0000473249
Date	Nov 10, 2020
Instrument	4732/49

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5809 Penny Ln was $4,201.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,600 (+6.99%) Land $90,500 Building $390,100	$480,600 (-) Land $90,500 Building $390,100
2025	$4,201.00	$449,200	$480,600 Land $90,500 Building $390,100
2023	$3,854.00	$386,400 Land $90,500 Building $295,900	$386,400 Land $90,500 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5809 Penny Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5809 Penny Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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