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5809 NW 18th Ter, Bell, FL 32619 Property Records

Gilchrist County property record for 5809 NW 18th Ter, Bell, FL 32619

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,988 sqft · built 2006
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2026)
Tax Bill$713 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-08-15-0360-0012-0150

Property Details

APN / Parcel Number

Primary APN05-08-15-0360-0012-0150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,988 sqft Living Area
Gross Area2,366 sqft
1st Floor Area1,988 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Exterior MaterialConcrete
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchSlab
Lean-To144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5809 NW 18TH TER
CityBELL
StateFL
Zip32619-4537
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 15 BLK 12 SUWANNEE RIVER ESTATES SOUTH 136/106 223/608 240/344 259/146 2005/7511 2011/709 ENHANCED LIFE EST 202521003542
Legal Range15E
Legal Township08S
Legal Section05
Legal SubdivisionSUW RIV EST N
Legal Block12
Legal Lot Number15
JurisdictionGILCHRIST FL
Township / Civil DivisionBELL
Census Block Group1
Census Block1067
Census Tract950100

Owner

Source: Gilchrist County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5809 NW 18TH TER, BELL, FL 32619-4537
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleDec 16, 2005 · Amount on Record
Deed Document Number20264089
Prior Transfer DateJul 3, 2025
Prior Transfer Doc0000003542
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILCHRIST FL
Recording DateAug 11, 2026
Property Address5809 NW 18TH TER, BELL, FL 32619-4537
Document Number0000004089
Instrument DateAug 7, 2026
Instrument20264089
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyGATOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004090,
DateAug 11, 2026
Instrument20264090
Lender
NameHMA MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Gilchrist County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGilchrist County
Unified School DistrictGilchrist County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$713.00$71,209 (+2.9%)$149,059 (+6.45%) Land $17,000 Building $132,059
2024$713.00 (+4.85%) Homeowner's exemption Widower's exemption$69,202 (+6.09%)$140,025 (+34.43%) Land $13,000 Building $127,025
2022$680.00 Homeowner's exemption Widower's exemption$65,229$104,165 Land $7,500 Building $96,665

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims57 (1984–2024)
Claims Outside the SFHA3 of 57
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Frances, Oct 2004 · 11 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Apr 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Fiber by Central Florida
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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