5809 Needleleaf Dr, Milford, OH 45150 Property Records

Clermont County property record for 5809 Needleleaf Dr, Milford, OH 45150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,722 sqft · built 1999
Lot Size	0.393 acres (17,119 sqft)
Owner	Individual Name on Record
Last Sale	$373,000 (Apr 2019)
Tax Bill	$8,073 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-25-15D-175`

Property Details

APN / Parcel Number

Primary APN	`18-25-15D-175`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	206 sqft
Unfinished Basement	206 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	17,119 sqft (0.393 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	178 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5809 NEEDLELEAF DR
City	MILFORD
State	OH
Zip	45150-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORREY PINES SECTION IV; LOT 110
Legal Subdivision	TORREY PINES
Legal Lot Number	110
Jurisdiction	CLERMONT OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1006
Census Tract	40404

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5809 NEEDLELEAF DR, MILFORD, OH 45150-6550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 23, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Dec 18, 2007 · Amount on Record
Deed Document Number	20197831
Deed Book / Page	2806 / 805
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	5809 NEEDLELEAF DR, MILFORD, OH 45150-6550
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009892
Date	Mar 29, 2021
Book Page	2874/4145
Instrument	202100009892

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Sep 1, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	5809 NEEDLELEAF DR, MILFORD, OH 45150-6550
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005804
Date	Mar 9, 2020
Book Page	2832/2825
Instrument	202000005804

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 23, 2019
Property Address	5809 NEEDLELEAF DR, MILFORD, OH 45150-6550
Document Number	0000007831
Book / Page	2806 / 0805
Map Reference	CAB 8 PG 2829
Instrument Date	Apr 5, 2019
Instrument	201900007831
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000007834
Date	Apr 23, 2019
Instrument	201900007834

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Miami Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,073.00 (-62.85%)	$177,140 (-) Land $26,880 Building $150,260
2024			$506,100 (-) Land $76,800 Building $429,300
2023	$21,728.00 (+199.49%) Homeowner's exemption	$177,140 (+47.76%) Land $26,880 Building $150,260	$506,100 (+47.77%) Land $76,800 Building $429,300
2022	$7,255.00 Homeowner's exemption	$119,880 Land $18,200 Building $101,680
2020			$342,500 Land $52,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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