Oldham County property record for 5809 Laurel Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,323 sqft · built 2008 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on Record |
| Last Sale | $463,915 (Mar 2008) |
| Tax Bill | $6,968 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-11C-12B-680 |
| Primary APN | 11-11C-12B-680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,323 sqft Living Area |
| Gross Area | 718 sqft |
| Basement Area | 2,162 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 53376 |
|---|---|
| Street Address | 5809 LAUREL LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .600AC |
| Legal Subdivision | GLENOAKS |
| Legal Block | SEC 12B |
| Legal Lot Number | 680 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30704 |
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5809 LAUREL LN, PROSPECT, KY 40059-7570 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2008 · Amount on Record |
| Deed Sale | Mar 11, 2008 · Amount on Record |
| Deed Document Number | 2008382972 |
| Deed Book / Page | 919 / 327 |
| Last Transfer Date | Jul 27, 2015 |
| Transfer Doc | 0D1113/098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5809 LAUREL LN, PROSPECT, KY 40059-7570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATAT NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | M2321/0980 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | M2321/0980 |
| Instrument | 543872 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5809 LAUREL LN, PROSPECT, KY 40059-7570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2546/537 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | M2546/537 |
| Instrument | 657454 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,968.00 (+11.22%) | $530,000 (+10.88%) Land $130,000 Building $400,000 | $530,000 (+10.88%) Land $130,000 Building $400,000 |
| 2023 | $6,265.00 | $478,000 Land $145,000 Building $333,000 | $478,000 Land $145,000 Building $333,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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