Indian River County property record for 5809 Lake Pine Rd, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,801 sqft · built 2020 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $730,000 (Mar 2025) |
| Tax Bill | $7,145 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-16-00012-0000-00069.0 |
| Primary APN | 32-39-16-00012-0000-00069.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,801 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete Tile |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 135 ft deep x 145 ft wide |
| Garage Area | 466 sqft |
| Driveway | Driveway |
| Driveway Area | 1,056 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 135641 |
|---|---|
| Street Address | 5809 LAKE PINE RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-4 |
| Legal Description | BENT PINE PRESERVE PHASE 1 LOT 69 PBI 30-67 |
| Legal Section | 16 |
| Legal Subdivision | BENT PINE PRESERVE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50811 |
5809 Lake Pine Rd is held in a trust since March 2025.
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 32 FERNWOOD DR, EAST HAMPTON, CT 06424-1325 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 1, 2020 | Loan Modification, Mortgage · Line of Credit JBGL BLDR FIN |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on File |
| Deed Sale | Mar 21, 2025 · Amount on File |
| Prior Sale | Dec 9, 2019 · Amount on File |
| Deed Document Number | 0037621730 |
| Deed Book / Page | 3762 / 1730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5809 LAKE PINE RD, VERO BEACH, FL 32967-1860 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5809 LAKE PINE RD, VERO BEACH, FL 32967-1860 |
| Document Number | 0036220321 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 3622/321 |
| Instrument | 3120230024916 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5809 LAKE PINE RD, VERO BEACH, FL 32967-1860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5809 LAKE PINE RD, VERO BEACH, FL 32967-1860 |
| Document Number | 0034752406 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 3475/2406 |
| Instrument | 3120210073686 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5809 LAKE PINE RD, VERO BEACH, FL 32967-1860 |
| Document Number | 0032701059 |
| Instrument Date | Jan 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 590 NW MERCANTILE PL PORT ST LUCIE FL 349862252, PORT ST LUCIE, FL 34986-2252 |
| Document Number | 0032701059 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 003270/001059 |
| Instrument | 3571 |
| Name | JBGL BLDR FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | 2805 DALLAS PKWY # 400, PLANO, TX 75093-8722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5809 Lake Pine Rd was $7,145.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,145.00 | $519,790 | $873,125 Land $148,750 Building $724,375 |
| 2023 | $6,451.00 (+2.48%) | $490,428 (+3%) | $624,636 (+11.52%) Land $93,500 Building $531,136 |
| 2022 | $6,295.00 | $476,144 | $560,132 Land $68,000 Building $492,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5809 Lake Pine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5809 Lake Pine Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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