5809 Hidden Oak Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 5809 Hidden Oak Ave, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,344 sqft · built 2007
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-06-265-231`

Property Details

APN / Parcel Number

Primary APN	`03-06-265-231`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	106,722 sqft (2.45 acres)
Lot Width	350 ft Width
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5809 HIDDEN OAK AVE
City	RICHLAND
State	MI
Zip	49083-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SPLIT/COMBINED ON 01/31/2022 FROM 03-06-265-240, 03-06-265-230; WOODSIDE HILLS LOTS 23 & 24**
Legal Subdivision	WOODSIDE HILLS
Legal Lot Number	23-24
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1003
Census Tract	2702

Owner

5809 Hidden Oak Ave is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5809 HIDDEN OAK AVE, RICHLAND, MI 49083-8214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5809 HIDDEN OAK AVE, RICHLAND, MI 49083-8214
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 HIDDEN OAK AVE, RICHLAND, MI 49083-8214

Mortgage

Document Number	2023020263
Date	Aug 23, 2023
Instrument	2023-020263

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5809 HIDDEN OAK AVE, RICHLAND, MI 49083-8214
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020035626
Date	Oct 15, 2020
Instrument	2020-035626

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	5809 HIDDEN OAK AVE, RICHLAND, MI 49083-8214
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020040397
Date	Nov 17, 2020
Instrument	2020-040397

Lender

Name	CONSUMER CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5809 Hidden Oak Ave was $6,513 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,700	$541,400
2025	$6,513.00 Homeowner's exemption
2023		$197,700	$395,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5809 Hidden Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5809 Hidden Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Verizon.

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