5809 Chaco Loop NE, Rio Rancho, NM 87144 Property Records

Sandoval County property record for 5809 Chaco Loop NE, Rio Rancho, NM 87144

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,259 sqft · built 2004
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$404,320 (Jan 2024)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-016-075-028-325`

Property Details

APN / Parcel Number

Primary APN	`1-016-075-028-325`
Alternative APNs	`R094363` `0094363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,259 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,801 sqft (0.225 acres)

Location & Zoning

Account Number	R094363
Street Address	5809 CHACO LOOP NE
City	RIO RANCHO
State	NM
Zip	87144-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: SUBD: CHACO RIDGE BLOCK: 1 LOT: 32
Legal Subdivision	CHACO RIDGE
Legal Block	1
Legal Lot Number	32
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	1
Census Block	1073
Census Tract	10727

Owner

5809 Chaco Loop NE is owned and occupied by an individual who bought it in January 2024.

Source: Sandoval County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Feb 16, 2022	Intrafamily Transfer, Transfer
Apr 17, 2018	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Deed Document Number	20241883
Deed Book / Page	427 / 1883
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Jan 30, 2024
Property Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342
Document Number	0000001883
Book / Page	427 / 1883
Map Reference	MB 15 PG 53
Instrument Date	Jan 30, 2024
Instrument	2024001883
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF NM INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342

Mortgage

Document Number	0000001884
Date	Jan 30, 2024
Instrument	2024001884

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Feb 16, 2022
Property Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342
Document Number	0000004692
Book / Page	425 / 4692
Map Reference	VOL 3 FO 2293-B
Instrument Date	Feb 13, 2022
Instrument	2022004692
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	5809 CHACO LOOP NE, RIO RANCHO, NM 87144-6342
Document Number	0000008927
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	OLDE REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5809 CHACO LOOP NE RIO RANCHO NM 871446342, RIO RANCHO, NM 87144-6342

Mortgage

Document Number	0000008927
Date	Apr 23, 2018
Book Page	000421/008927
Instrument	8927

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5809 Chaco Loop NE was $4,273 with exemptions applied.

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Rio Rancho City
Unified School District	Rio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,354 (-88.94%) Land $20,667 Building $110,687	$394,060 (+0.59%) Land $62,000 Building $332,060
2025	$4,273.00 Veteran's exemption Additional exemption filed	$1,187,121 Land $187,879 Building $999,242	$391,750 Land $62,000 Building $329,750
2023	$2,302.00 Additional exemption filed	$64,982 Land $10,865 Building $54,117	$194,947 Land $32,596 Building $162,351

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5809 Chaco Loop NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5809 Chaco Loop NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623
Water Source	Purchased surface water from ALBUQUERQUE WATER SYSTEM
Last State Inspection	Mar 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
NMSurf Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chaco Loop NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures