5809 Cedaridge Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5809 Cedaridge Dr, Cincinnati, OH 45247 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage2,170 sqft Living Area
Lot Size30,144 sqft (0.692 acres)
OccupancyOwner Occupied
Last Sale$258,500 (2020)
Tax Bill$4,907.00 (2025)

Property Details

APN / Parcel Number

Primary APN550-0191-0148-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,170 sqft Living Area
Gross Area3,802 sqft Gross Area
1st Floor1,060 sqft 1st Floor
2nd Floor1,110 sqft 2nd Floor
Basement Area1,060 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area30,144 sqft (0.692 acres)
Depth X Width301 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Deck AreaDeck Area
Patio Area192 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address5809 CEDARIDGE DR
CityCINCINNATI
StateOH
Zip45247-7416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCEDARIDGE DR 100 X 301.60IRR LOT 120 CEDAR RIDGE ESTATES SUB BLK A
Legal SubdivisionCEDAR RIDGE ESTATES SUB
Legal BlockA
Legal Lot Number120
JurisdictionHAMILTON OH
Minor Civil DivisionGREEN
Census Blockgroup2
Census Block2008
Census Tract20601

Owner

Source: Hamilton County records · APN 550-0191-0148-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 09, 2017Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK FSB
Apr 21, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
GUARDIAN SAVINGS BANK FSB
Nov 21, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleMar 01, 1995
Deed Doc Number2020122802
Deed Book / Page14301 / 1460
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 08, 2026
Property Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416
Document Number0000035883
Book / Page15662 / 1697
Instrument DateApr 22, 2026
Instrument202635883
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship286
Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416

Mortgage

Document Number0000035883,
DateMay 08, 2026
Book Page15662/1697
Instrument202635883
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term295 Months
DueDec 01, 2050
Interest
Rate6.38%
Max Rate-1%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001170
DateMay 09, 2017
Instrument17-0041170
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueApr 13, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyPROMINENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005142
DateApr 21, 2017
Book Page13401/00163
Instrument17-0035142
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2022
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change4.87%
Index1-Year CMT

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 21, 2020
Property Address5809 CEDARIDGE DR, CINCINNATI, OH 45247-7416
Document Number0000122802
Book / Page014301 / 001460
Instrument DateNov 05, 2020
Instrument122802
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,034.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5809 CEDERROGE DR CINCINNATI OH 45247, CINCINNATI, OH 45247

Mortgage

Document Number122803
DateNov 21, 2020
Book Page014301/001462
Instrument122803
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,907.00 (+2.27%)$90,475 (-) Land $19,285 Building $71,190$258,500 (-) Land $55,100 Building $203,400
2024$4,798.00 (-0.48%)$90,475 (-) Land $19,285 Building $71,190
2023$4,821.00 (+25.12%)$90,475 (+53.27%) Land $19,285 Building $71,190$258,500 (+53.28%) Land $55,100 Building $203,400
2022$3,853.00 Homeowner's exemption$59,028 Land $17,325 Building $41,703
2020$168,650 Land $49,500 Building $119,150

Flood & Wildfire

5809 Cedaridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 31st in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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