5808 Red Cloud Cir, Youngstown, FL 32466 Property Records

Bay County property record for 5808 Red Cloud Cir, Youngstown, FL 32466

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 980 sqft · built 1980
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Mar 2022)
Tax Bill$2,006 (2025)
Deeds & MortgagesMar 2022 Sale
May 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05167-240-000

Property Details

APN / Parcel Number

Primary APN05167-240-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area980 sqft Heated Area
Gross Area2,880 sqft
2nd Floor Area980 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions148 ft deep x 109 ft wide
DrivewayDriveway
Driveway Area600 sqft
PorchFinished/Screened Porch
Porch Area380 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5808 RED CLOUD CIR
CityYOUNGSTOWN
StateFL
Zip32466-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC08
Legal Description8 2S 13W -1.24- COM NW COR L-10 B-A L A U-1 NW 50' SW ALG SR 167 952.2' NW 478' POB SLY
Legal Range13W
Legal Township02S
Legal Section08
Legal SubdivisionLEISURE ACRES UN 03
Legal Lot Number6
Legal Unit1
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group2
Census Block2054
Census Tract302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2628 E 22ND ST, MINNEAPOLIS, MN 55406-1253
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
May 26, 2020Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number2022020406
Deed Book / Page4538 / 2210
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 18, 2022
Property Address5808 RED CLOUD CIR, YOUNGSTOWN, FL 32466-2413
Document Number0045382210
Book / Page4538 / 2210
Instrument DateMar 18, 2022
Instrument2022020406
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6589 FAYETTA DR, 6589, FAIRFIELD TOWNSHIP, OH 45011-0534

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 E 22ND ST, MINNEAPOLIS, MN 55406-1253

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 26, 2020
Property Address5808 RED CLOUD CIR, YOUNGSTOWN, FL 32466-2413
Document Number0042550660
Book / Page004255 / 000660
Instrument DateMay 22, 2020
Instrument33967
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyFIRST AMERICAN TITLE INSURAN C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5808 RED CLOUD CIR YOUNGSTOWN FL 324662413, YOUNGSTOWN, FL 32466-2413

Mortgage

Document Number42550662
DateMay 26, 2020
Book Page004255/000662
Instrument33968
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 25, 2035

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,006.00 (+7.91%)$162,137 (+11.61%) Land $39,279 Building $122,858$162,137 (+11.61%) Land $39,279 Building $122,858
2023$1,859.00 (+73.58%)$145,267 (+14.04%) Land $27,801 Building $117,466$145,267 (+11.89%) Land $27,801 Building $117,466
2022$1,071.00 Homeowner's exemption$127,381$129,833 Land $21,680 Building $108,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Red Cloud Cir

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