58077 Garner Ln, Olathe, CO 81425 Property Records

Montrose County property record for 58077 Garner Ln, Olathe, CO 81425

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,061 sqft · built 2021
Lot Size	3.68 acres (160,301 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2020)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3723-282-04-001`

Property Details

APN / Parcel Number

Primary APN	`3723-282-04-001`
Alternative APN	`R0024380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,061 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	160,301 sqft (3.68 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0024380
Street Address	58077 GARNER LN
City	OLATHE
State	CO
Zip	81425-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MCKNIGHT SUBD PHASE 2 LOT: 2 S: 28 T: 50 R: 10
Legal Range	10
Legal Township	50
Legal Section	28
Legal Subdivision	MCKNIGHT SUBD
Legal Phase	2
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	1
Census Block	1063
Census Tract	966201

Owner

58077 Garner Ln is owned and occupied by an individual who bought it in September 2020.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	58077 GARNER LN, OLATHE, CO 81425-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 10, 2020	Bargain and Sale Deed, Transfer · Line of Credit NUVISTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Deed Document Number	2020925075
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	58077 GARNER LN, OLATHE, CO 81425-7403
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58077 GARNER LN, OLATHE, CO 81425-7403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000963690
Date	Jul 11, 2023
Instrument	963690

Lender

Name	ZB NA
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	58077 GARNER LN, OLATHE, CO 81425-7403
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58077 GARNER LN, OLATHE, CO 81425-7403

Mortgage

Document Number	0000948420
Date	Mar 23, 2022
Instrument	948420

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 10, 2020
Property Address	58077 GARNER LN, OLATHE, CO 81425-7403
Document Number	0000925075
Instrument Date	Aug 20, 2020
Instrument	925075
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	67477 TROUT RD, MONTROSE, CO 81403-8673
Investor	Possibly a Property Investor

Mortgage

Document Number	0000925076
Date	Sep 10, 2020
Instrument	925076

Lender

Name	NUVISTA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 58077 Garner Ln was $2,929, up 11.7% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+11.71%)	$46,140 (+23.3%)	$654,500 Land $70,800 Building $583,700
2024	$2,622.00 (+3.68%)	$37,420 (-12.22%) Land $4,120 Building $33,300
2023	$2,529.00	$42,630 Land $4,690 Building $37,940	$558,450 Land $61,450 Building $497,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58077 Garner Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58077 Garner Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx, T-Mobile.

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