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5807 Railroad Flat Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 5807 Railroad Flat Rd, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details2 bd · 2 ba · 1,792 sqft · built 1980
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Aug 2022)
Tax Bill$5,272 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN021-004-072-000

Property Details

APN / Parcel Number

Primary APN021-004-072-000
Alternative APN
  • 021-004-072

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Gross Area
1st Floor Area1,792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleModern
Construction TypeWood
Lot Area217,800 sqft
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number021-004-072
Street Address5807 RAILROAD FLAT RD
CityMOUNTAIN RANCH
StateCA
Zip95246-9735
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeRR5
Legal DescriptionPCL 2 OF PCL MAP 4 89 IN 26 T5R13
Legal SubdivisionTOWNSHIP 5 NORTH
Legal Lot Number26
Legal Unit13
JurisdictionCALAVERAS CA
Township / Civil DivisionSAN ANDREAS
Census Block Group2
Census Block2020
Census Tract302

Owner

5807 Railroad Flat Rd, an agricultural property, is owned by two individuals who bought it in August 2022.

Source: Calaveras County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address5807 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9735
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 24, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleAug 18, 2009 · Amount on File
Deed Document Number202210228
Prior Transfer DateAug 12, 2022
Prior Transfer Doc0000010227
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateAug 17, 2022
Property Address5807 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9735
Document Number0000010228
Map ReferenceMB 4 PG 89
Instrument DateAug 12, 2022
Instrument2022-010228
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5807 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9735

Mortgage

Document Number0000010229
DateAug 17, 2022
Instrument2022-010229
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALAVERAS CA
Recording DateFeb 26, 2019
Property Address5807 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9735
Document Number0000002379
Instrument DateJan 23, 2019
Instrument2379
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5807 RAILROAD FLAT RD MOUNTAIN RANCH CA 952469735, MOUNTAIN RANCH, CA 95246-9735

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address5807 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9735
Document Number0000001962
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5807 RAILROAD FLAT RD MOUNTAIN RANCH CA 952469735, MOUNTAIN RANCH, CA 95246-9735

Mortgage

Document Number0000001962
DateFeb 27, 2018
Instrument1962
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5807 Railroad Flat Rd was $5,272.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$466,931 (+2%) Land $53,060 Building $413,871
2025$5,272.00$457,776 Land $52,020 Building $405,756
2023$5,166.00 (+42.35%)$440,000 Land $50,000 Building $390,000
2022$3,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5807 Railroad Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5807 Railroad Flat Rd is high, ranking above 84% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Railroad Flat Rd

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