5806 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 5806 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 1979
Lot Size	49.8 acres (2,172,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (May 2023)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-4-32-3001-000`

Property Details

APN / Parcel Number

Primary APN	`04-10-4-32-3001-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,172,337 sqft (49.8 acres)
Lot Width	250 ft Width
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	756 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5806 GARY RD
City	CHESANING
State	MI
Zip	48616-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 PRIMAR
Legal Description	BEG AT A PT 984 FT W OF S 1/4 CORN OF SEC TH CONT W 250 FT TH N 2620.65 FT TH E 1234.02 FT TO CENTER POST OF SEC TH S 1548.04
Legal Range	04E
Legal Township	10N
Legal Section	32
Jurisdiction	SAGINAW MI
Township / Civil Division	ALBEE
Census Block Group	3
Census Block	3012
Census Tract	12900

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5806 GARY RD, CHESANING, MI 48616-9468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 26, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jul 6, 2004 · Amount on Record
Deed Document Number	202311604
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0000030717
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5806 GARY RD, CHESANING, MI 48616-9468
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5806 GARY RD, CHESANING, MI 48616-9468

Mortgage

Document Number	0000019110
Date	Aug 25, 2023
Instrument	2023019110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5806 GARY RD, CHESANING, MI 48616-9468
Document Number	0000007169
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5806 GARY RD CHESANING MI 486169468, CHESANING, MI 48616-9468

Mortgage

Document Number	0000007169
Date	Apr 3, 2020
Instrument	7169

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 16, 2017
Property Address	5806 GARY RD, CHESANING, MI 48616-9468
Document Number	0000030717
Instrument Date	Jun 7, 2017
Instrument	30717
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5806 GARY RD CHESANING MI 486169468, CHESANING, MI 48616-9468

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Albee Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,900 (+31.3%)	$469,800 (+31.3%)
2025	$6,778.00 (+285.55%) Homeowner's exemption
2023		$178,900	$357,800
2022	$1,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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