5805 Saranac Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 5805 Saranac Ave, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1929
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Sep 2018)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-0002-0076-00`

Property Details

APN / Parcel Number

Primary APN	`234-0002-0076-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,140 sqft (0.117 acres)
Lot Dimensions	145 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5805 SARANAC AVE
City	CINCINNATI
State	OH
Zip	45224-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5805 SARANAC AVE 37.42 X 145 WS SARANAC 187.10 FT S OF S LINE HAMMITT
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	8202

Owner

5805 Saranac Ave is owned and occupied by an individual who bought it in September 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5805 SARANAC AVE, CINCINNATI, OH 45224-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 25, 2018	Survivorship Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 15, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	0000085510
Deed Book / Page	13760 / 02066
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5805 SARANAC AVE, CINCINNATI, OH 45224-3034
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058953
Date	May 12, 2021
Book Page	14416/1952
Instrument	2021-0058953

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 25, 2018
Property Address	5805 SARANAC AVE, CINCINNATI, OH 45224-3034
Document Number	0000085510
Book / Page	13760 / 02066
Instrument Date	Sep 20, 2018
Instrument	2018-0085510
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5805 SARANAC AVE, CINCINNATI, OH 45224-3034

Mortgage

Document Number	0000085511
Date	Sep 25, 2018
Instrument	2018-0085511

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2017
Property Address	5805 SARANAC AVE, CINCINNATI, OH 45224-3034
Document Number	0000053642
Book / Page	013439 / 001469
Instrument Date	Jun 8, 2017
Instrument	53642
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 SARANAC AVE CINCINNATI OH 452243034, CINCINNATI, OH 45224-3034

Mortgage

Document Number	53646
Date	Jun 15, 2017
Book Page	013439/001477
Instrument	53646

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5805 Saranac Ave was $2,279, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+3.03%)	$37,062 (-) Land $7,543 Building $29,519
2024	$2,212.00 (-2.17%)	$37,062 (-) Land $7,543 Building $29,519
2023	$2,261.00 (+30.17%)	$37,062 (+45.06%) Land $7,543 Building $29,519	$105,890 Land $21,550 Building $84,340
2022	$1,737.00 Homeowner's exemption	$25,550 Land $6,139 Building $19,411
2020			$73,000 Land $17,540 Building $55,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5805 Saranac Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5805 Saranac Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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