5805 Cedar Run Dr, Denver, NC 28037 Property Records

Lincoln County property record for 5805 Cedar Run Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2004
Lot Size	0.752 acres (32,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 2016)
Tax Bill	$2,236 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3684-16-2784`

Property Details

APN / Parcel Number

Primary APN	`3684-16-2784`
Alternative APNs	`368400162784` `261257` `83495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	32,757 sqft (0.752 acres)
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	261257
Street Address	5805 CEDAR RUN DR
City	DENVER
State	NC
Zip	28037-7770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#19 LT WOOD RIDGE PHASE 2
Legal Subdivision	WOOD RDG
Legal Lot Number	19
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1005
Census Tract	70902

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5805 CEDAR RUN DR, DENVER, NC 28037-7770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	2016556903
Deed Book / Page	2637 / 356
Prior Transfer Date	Jul 13, 2013
Prior Transfer Doc	24080481
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5805 CEDAR RUN DR, DENVER, NC 28037-7770
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003188739
Date	Aug 16, 2022
Book Page	3188/739
Instrument	656429

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5805 CEDAR RUN DR, DENVER, NC 28037-7770
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003005829
Date	Feb 12, 2021
Book Page	3005/829
Instrument	625168

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	5805 CEDAR RUN DR, DENVER, NC 28037-7770
Document Number	2871501
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 CEDAR RUN DR DENVER NC 280377770, DENVER, NC 28037-7770

Mortgage

Document Number	2871501
Date	Dec 27, 2019
Book Page	002871/000501
Instrument	602410

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,236.00 (+0.58%)	$344,332 (-) Land $38,000 Building $306,332	$344,332 (-) Land $38,000 Building $306,332
2025	$2,223.00 (+1.23%)	$344,332 (-) Land $38,000 Building $306,332	$344,332 (-) Land $38,000 Building $306,332
2023	$2,196.00	$344,332 Land $38,000 Building $306,332	$344,332 Land $38,000 Building $306,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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