Mecklenburg County property record for 5805 Aqua Ct, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,359 sqft · built 1972 |
| Lot Size | 0.466 acres (20,315 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Nov 1986) |
| Tax Bill | $3,281 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-044-16 |
| Primary APN | 097-044-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,359 sqft Heated Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 1,179 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 20,315 sqft (0.466 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 097-044-16 |
|---|---|
| Street Address | 5805 AQUA CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L16B31M14-589 5805 AQUA COURT |
| Legal Subdivision | HAMPSHIRE HILLS |
| Legal Block | 31 |
| Legal Lot Number | 16B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1510 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| Jun 24, 2022 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Nov 7, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| Apr 5, 2017 | Deed of Trust, Mortgage LOW VA RATES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 1986 · Amount on Record |
| Deed Sale | Nov 21, 1986 · Amount on Record |
| Deed Document Number | 0005363700 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000155691 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 36405/371 |
| Instrument | 2021155691 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000094399 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 37450/165 |
| Instrument | 2022094399 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED NATL SETMNT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 0000135617 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 34976/656 |
| Instrument | 2020135617 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000151740 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 34017/784 |
| Instrument | 2019151740 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5805 AQUA CT, CHARLOTTE, NC 28215-1856 |
| Document Number | 0000045615 |
| Book / Page | 031704 / 000600 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5805 AQUA CT CHARLOTTE NC 282151856, CHARLOTTE, NC 28215-1856 |
| Document Number | 0000045615 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 031704/000600 |
| Instrument | 45615 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Sep 1989 · Hurricane Hugo |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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