5804 Tree Farm Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5804 Tree Farm Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1983
Lot Size	20.2 acres (881,219 sqft)
Owner	Individual Name on Record
Last Sale	$71,500 (Jan 2012)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`450-0010-02820`

Property Details

APN / Parcel Number

Primary APN	`450-0010-02820`
Alternative APN	`928240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	881,219 sqft (20.2 acres)
Garage Area	1,040 sqft

Exterior Amenities

Deck Area	24 sqft
Storage Building	112 sqft
Pole Barn	2,160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	928240
Street Address	5804 TREE FARM RD
City	DULUTH
State	MN
Zip	55810-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	THAT PART OF NE1/4 OF SW1/4, DESCRIBED ASFOLLOWS: COMMENCING AT THE SOUTHEAST CORNEROF SAID NE1/4 OF SW1/4; THENCE ON AN
Legal Range	15W
Legal Township	49N
Legal Section	18
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1032
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5804 TREE FARM RD, DULUTH, MN 55810-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Construction Mortgage MEMBERS COOPERATIVE CU
Oct 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2012 · Amount on Record
Deed Sale	Jan 31, 2012 · Amount on Record
Deed Document Number	2012910204
Last Transfer Date	Oct 12, 2021
Transfer Doc	0001048185
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5804 TREE FARM RD, DULUTH, MN 55810-9585
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 E PENTON BLVD, DULUTH, MN 55808-1133

Mortgage

Document Number	0001049146
Date	Nov 8, 2021
Instrument	1049146

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 29, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Prime Rate
Max Rate	9.87%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2021
Property Address	5804 TREE FARM RD, DULUTH, MN 55810-9585
Document Number	0001048185
Instrument Date	Oct 12, 2021
Instrument	1048185
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 TREE FARM RD, PROCTOR, MN 55810-9585

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (+11.47%) Homeowner's exemption
2025	$3,244.00 (+0.87%) Homeowner's exemption	$374,500 (+13.55%) Land $117,000 Building $257,500	$374,500 (+13.55%) Land $117,000 Building $257,500
2024	$3,216.00	$329,800 (+16.45%) Land $102,700 Building $227,100	$329,800 (+16.45%) Land $102,700 Building $227,100
2022		$283,200 Land $91,800 Building $191,400	$283,200 Land $91,800 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Verizon.

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