5804 Timber Ridge Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5804 Timber Ridge Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,392 sqft · built 1982
Lot Size	0.349 acres (15,232 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2023)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21171100030000`

Property Details

APN / Parcel Number

Primary APN	`21171100030000`
Alternative APNs	`171100030000` `00002048`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Finished Area
Basement Area	1,196 sqft
Finished Basement	900 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,232 sqft (0.349 acres)
Lot Dimensions	136 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00002048
Street Address	5804 TIMBER RIDGE DR
City	PROSPECT
State	KY
Zip	40059-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	112 X 136
Legal Subdivision	TIMBERLAKE
Legal Lot Number	3
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1017
Census Tract	10312

Owner

5804 Timber Ridge Dr is owned and occupied by an individual who bought it in July 2023.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Apr 22, 2021 · Amount on File
Deed Document Number	0012645187
Deed Book / Page	12645 / 187
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 10, 2023
Property Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144
Document Number	0000133168
Book / Page	D 12645 / 187
Map Reference	MB 32 PG 90
Instrument Date	Jul 7, 2023
Instrument	2023133168
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 BURNING SPRINGS CIR, LOUISVILLE, KY 40223-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144

Mortgage

Document Number	0000133169
Date	Jul 10, 2023
Instrument	2023133169

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000145762
Date	Jul 26, 2023
Book Page	M 18577/788
Instrument	2023145762

Lender

Name	2007 ROSEMARY THOMAS REVOCABLE TRUST
Type	Non-Lending Institution
Address	BRENTWOOD, CA 94513

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 7, 2043

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 22, 2021
Property Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144
Document Number	0000096816
Book / Page	11995 / 674
Map Reference	MB 32 PG 90
Instrument Date	Apr 14, 2021
Instrument	2021096816
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5804 TIMBER RIDGE DR, PROSPECT, KY 40059-8144

Mortgage

Document Number	0000096817
Date	Apr 22, 2021
Instrument	2021096817

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5804 Timber Ridge Dr was $5,022.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,022.00	$450,000 Land $75,000 Building $375,000
2024			$450,000 (+15.24%) Land $75,000 Building $375,000
2023	$4,521.00 (-0.35%)	$390,500 (-) Land $70,000 Building $320,500	$390,500 (-) Land $70,000 Building $320,500
2022	$4,537.00	$390,500 Land $70,000 Building $320,500	$390,500 Land $70,000 Building $320,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5804 Timber Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5804 Timber Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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