Hillsborough County property record for 5804 Terncrest Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,361 sqft · built 2007 |
| Lot Size | 0.34 acres (14,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Oct 2025) |
| Tax Bill | $15,507 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0883534548 |
| Primary APN | 0883534548 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,361 sqft Heated Area |
| 1st Floor Area | 3,361 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,841 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 94.9 ft wide |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534548 |
|---|---|
| Street Address | 5804 TERNCREST DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 9 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Block | 103 |
| Legal Lot Number | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
Source: Hillsborough County records · APN 0883534548
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 03, 2025 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 22, 2021 | Warranty Deed, Transfer SUNSET TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2022 · Amount on Record |
| Deed Document Number | 2025425702 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000303465 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022303465 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 03, 2025 |
| Property Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000425702 |
| Map Reference | MB 102 PG 144-163 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025425702 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9225 CASCADE AVE APT 1307, 1307, WEST DES MOINES, IA 50266-8596 |
| Name | Verified Name |
|---|---|
| Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000425703 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025425703 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 30, 2022 |
| Property Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000164844 |
| Map Reference | MB 102 PG 144 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022164844 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16316 PALMETTOGLEN CT, 16316, LITHIA, FL 33547-3880 |
| Name | Verified Name |
|---|---|
| Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000164845 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022164845 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 5804 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 2021366763 |
| Map Reference | MB 102 PG 144 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021366763 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | SUNSET TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5804 TERNCREST DR, 5804, LITHIA, FL 33547-5876 |
| Name | Verified Name |
|---|---|
| Address | 6124 PARKSET DR, LITHIA, FL 33547-4872 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,507.00 (+8.37%) Homeowner's exemption | $753,514 (+2.47%) Land $232,633 Building $520,881 | $753,514 (-0.83%) Land $232,633 Building $520,881 |
| 2024 | $14,309.00 (+2.7%) Homeowner's exemption | $735,320 (+3%) | $759,783 (+6.43%) Land $232,633 Building $527,150 |
| 2023 | $13,933.00 (-0.51%) Homeowner's exemption | $713,903 (+5.51%) Land $201,615 Building $512,288 | $713,903 (+5.51%) Land $201,615 Building $512,288 |
| 2022 | $14,005.00 | $676,611 Land $201,615 Building $474,996 | $676,611 Land $201,615 Building $474,996 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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