5804 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5804 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-060-0016-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-060-0016-000`

Interior

Full Baths	2 Baths
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	107 ft deep x 41.2 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5804 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 140 FT OF ELY 41.2 FT OF WLY 123.7 FT OF THAT PART OF PC 309 LYING N OF STATE TRUNK LINE M-29 0.13 A PC 309
Legal Subdivision	PERC POINT ISLES
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5804 POINTE TREMBLE RD, ALGONAC, MI 48001-4377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 19, 2022	Warranty Deed, Transfer
Oct 9, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	202217264
Deed Book / Page	5543 / 775
Prior Transfer Date	Oct 21, 2010
Prior Transfer Doc	004092/303
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5804 POINTE TREMBLE RD, ALGONAC, MI 48001-4377
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ESMERALDA DR, CARSON CITY, NV 89704-9763

Mortgage

Document Number	0005534389
Date	Jun 22, 2022
Book Page	5534/389
Instrument	2022015113

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 19, 2022
Property Address	5804 POINTE TREMBLE RD, ALGONAC, MI 48001-4377
Document Number	0005543775
Book / Page	5543 / 775
Instrument Date	Jun 16, 2022
Instrument	2022017264
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5804 POINTE TREMBLE RD, 5804, CLAY, MI 48001-4377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5804 POINTE TREMBLE RD, CLAY, MI 48001-4377

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 9, 2017
Property Address	5804 POINTE TREMBLE RD, ALGONAC, MI 48001-4377
Document Number	0048780103
Book / Page	004878 / 000103
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 POINTE TREMBLE RD CLAY MI 480014377, CLAY, MI 48001-4377

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,200 (+58.48%)	$166,400 (+58.48%)
2025	$1,882.00 (-1.47%) Homeowner's exemption	$52,500 (+2.54%)
2024	$1,910.00 (+27.93%)		$105,000 (+2.54%)
2023		$51,200
2022	$1,493.00		$102,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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