5803 Olney St, Duluth, MN 55807 Property Records

St. Louis County property record for 5803 Olney St, Duluth, MN 55807

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4 bd · 2 ba · 1,847 sqft · built 1891
Lot Size0.143 acres (6,254 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Apr 2020)
Tax Bill$3,034 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN010-4520-05620

Property Details

APN / Parcel Number

Primary APN010-4520-05620
Alternative APN
  • 1087256

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,847 sqft Gross Area
1st Floor Area955 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1965
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area6,254 sqft (0.143 acres)
Garage Area264 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area200 sqft
Deck Area48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1087256
Street Address5803 OLNEY ST
CityDULUTH
StateMN
Zip55807-1254
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOTS 3 AND 4 SERIAL #
Legal SubdivisionWEST DULUTH 6TH DIV
Legal Block40
Legal Lot Number3-4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract3000

Owner

5803 Olney St, a residential property, is owned and occupied by an individual who acquired it in March 2025.

Source: St. Louis County records, as of August 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5803 OLNEY ST, DULUTH, MN 55807-1254
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Commercial Mortgage
NORTH SHORE BANK OF COMMERCE
Apr 23, 2020Warranty Deed, Transfer · Line of Credit
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on File
Deed SaleApr 23, 2020 · Amount on File
Deed Document Number20201377971
Last Transfer DateMar 25, 2025
Transfer Doc0001507085
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5803 OLNEY ST, DULUTH, MN 55807-1254
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E 1ST ST, DULUTH, MN 55802

Mortgage

Document Number0001528555
DateFeb 24, 2026
Instrument1528555
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 23, 2020
Property Address5803 OLNEY ST, DULUTH, MN 55807-1254
Document Number00A1377971
Instrument DateMar 16, 2020
InstrumentA1377971
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$281.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3144 DULUTH MN 558033144, DULUTH, MN 55803-3144

Mortgage

Document NumberA1377972
DateApr 23, 2020
InstrumentA1377972
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Mortgage

Document NumberA1377974,
DateApr 23, 2020
InstrumentA1377974
Lender
NameDAVID LICK
Address3968 STERLING POND PL, HERMANTOWN, MN 55811-2360
Special NotesSeller Financed
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5803 Olney St was $3,034, up 10.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,034.00 (+10.09%)
2025$2,756.00 (+0.07%)$184,800 (+13.24%) Land $16,100 Building $168,700$184,800 (+13.24%) Land $16,100 Building $168,700
2024$2,754.00$163,200 Land $17,100 Building $146,100$163,200 Land $17,100 Building $146,100
2022$149,900 Land $15,700 Building $134,200$149,900 Land $15,700 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5803 Olney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5803 Olney St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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